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Car Crash - what to do now


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When you are awarded a payout as your car is a total loss is the insurance CANCELLED or PAUSED?

 

My car accident firm have said that following the engineers report the car is a total write off, i can buy it back for £600 and will cost £200 to repair.

Will my insurance increase when i come to renew and will it continue till it is finished (May 2012).

is there anything else i need to be aware of as it will be a CAT D damaged car.

 

also is it possible to find the insurer of the vehicle with a REG NO. only?

 

Regards

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When you are awarded a payout as your car is a total loss is the insurance CANCELLED or PAUSED?

I was of the believe the insurance stopped when a car was a total loss, but I have read on a thread on CAG where someone stated their insurance company restarted their insurance against their replacement car.

My car accident firm have said that following the engineers report the car is a total write off, i can buy it back for £600 and will cost £200 to repair.

Will my insurance increase when i come to renew

generally yes, especially if it goes down as a "fault" claim

 

and will it continue till it is finished (May 2012).

probably. If you had paid it in one payment at the start I don't believe you get a refund, so consequently you will still have to pay the full year.

is there anything else i need to be aware of as it will be a CAT D damaged car.

 

also is it possible to find the insurer of the vehicle with a REG NO. only?

yes. if you have just cause, the DVLA will provide you with the name and address of the RK linked to that reg. Use a form V888

 

Regards

 

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