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    • Hi Dave, Yep .... Will have to do AOS tomorrow .... Are you referring to CPR 31.14 Request?
    • I don't think I've ever seen someone appeal a mags court decision on fare evasion, JK, but as you say in this case TiredDodo has pleaded guilty. It is possible to challenge, as below. HB Appeal a magistrates’ court decision: Overview - GOV.UK WWW.GOV.UK How to challenge a decision by a magistrates' court. Including how to get a fine reviewed, if you did not know about your case, how to appeal to the...  
    • Update! I have now opened the mail from Barclaycard. I am assuming that their letters were prompted by my confirmation to them of my change of address, which I had advised them of twice. They are treating my change of address notification as a "General Data Protection Regulation Right of Access Request"  and state that I have made a "Right of Access Request. They are asking me to provide valid indentity documents! I have made no such request and am minded to ignore their request for extra information? I should add that their letters were sent to my correct current address!
    • Are you allowed to appeal if you plead guilty?   I know you appeal the sentence, but the criminal record formed from your guilt would surely remain?   I'm not sure if your able to appeal a crimianl record if you plead guilty are you?
    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lex's helpful hints to stop smoking


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Here are a few things that have helped me in my battle with Nicotine.

 

There is a lot of help out there from the NHS etc, but I feel everyone who wants to stop should read Allan Carr's very good book 'The easy way to stop smoking'.

 

To start with here is a run down of what happens to your body after you stop smoking, it's a sort of check list as time goes by and helps keep you on track :-

 

I found it helpful to print it out and leave copies where I could easily see them, by the computer, fridge etc......

 

Within 20 minutes - Blood pressure and pulse rate start to return to normal

 

Within 8 Hours - Nicotine and carbon monoxide levels in blood reduce by half. Oxygen levels return to normal.

 

Within 24 Hours - Carbon monoxide will be eliminated from the body. Lungs start to clear out mucus and other smoking debris. You won't believe the gunge that comes up at first as your body begins to re-grow cilia, the tiny hairs that line your airways and help push up impurities from your lungs - your smoking destroyed these.

 

Within 48 Hours - There is no nicotine left in the body. Ability to taste and smell is greatly improved

 

Within 72 Hours - Breathing becomes easier. Bronchial tubes begin to relax and energy levels increase

 

Within 2-12 weeks - Circulation rapidly improves

 

Within 3-9 months - Coughs, wheezing and breathing problems improve as lung functions are increased by up to 10%. Personally, my smokers cough actually disappeared after 4-5 days!

 

Within 5 years - Risk of heart attack falls to about half that of a smoker

 

Within 10 years - Risk of lung cancer falls to about half that of a smoker. Risk of heart attack falls to the same as someone who has never smoked

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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One thing you must never do is say you are 'giving up' smoking, you are stopping!!

 

to say you are 'Giving up' sounds like your missing out on something good, in fact you are getting rid of something that might well kill you :-(

 

Here's a letter to Mr Nicotine, change the time line to suit your progress :-

 

"Dear Nicotine,

 

It's with great discomfort that I must write this letter to tell you I'm not coming back. The trial separation over the last ** days has opened my eyes to just how one-sided our relationship has always been.

 

I will not lie and say that I've not thought about you every day, many times a day since we were last together, but I'm missing you less and less and beginning to resent you more and more.

 

Okay, so maybe I've replaced you with chocolate, cursing and random fits of banging my head against the wall until I black out or the neighbors call the cops, but despite this temporary madness I've had the courage to take my life back and know that I will forever more live each day on MY OWN terms.

 

Look, we were just kids when we met and it's not your fault, it's mine. You are what you are, poison. You never claimed to be anything other than cancer, heart disease, tooth decay and 15 million other things I didn't want. I was just young and naive and now, as difficult as it may be, I'm letting you go. No, I'm not letting you go, I'm ripping you out of my chest piece by piece and I'm relishing the pain of separation. Each pang is a reminder of your hold on me failing, your grip loosening and your imminent demise approaching.

 

Yes, I know you're thinking that I will miss you so much that I'll come crawling back on all fours but you underestimate my intelligence. I don't want you at all. I never have wanted you. All along you've been the one begging me to take you in.

 

Well, worm, times have changed. I've torn you out and now you lay on the ground before me a withering mess of cancerous, heart diseased, tooth decaying misery. Such an ugly creature you are. To see you now for what you truly are fills me with wonder. How could I ever have been seduced by something so disgusting?

 

Oh nicotine, you're evil, and I hope your slow death hurts like hell. When you're finally dead I'm going to throw a party on your carcass and dance it into the dirt.

 

Bye now"

madgrin.gif

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A good friend and longtime Cagger sent me this photo !!!

 

Another one to print off and keep :-)

 

smoking.jpg

 

From 'Scrubs' I think!!!

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Please don't rush, take time to read these:-

 

 

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This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Not said much on facebook, but I am now 2 1/2 weeks smoke free and I have done it cold turkey.

 

I am using a free online support group that I stumbled upon when I was looking up a medical problem for a friend.

 

You can find them here. http://www.stayquit.co.uk/uk/login/login.php

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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Also I have not given up, quit or stopped............

I am choosing not to smoke at this time :-)

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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How dull am I? Three months in hospital after the bloody coma and I stupidly started again! Boredom, stupidity and **** knows what??? Any offers to sit on me for eight weeks and shove patches on me??? Oh, and nice looking would be good too ;)

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Not said much on facebook, but I am now 2 1/2 weeks smoke free and I have done it cold turkey.

 

I am using a free online support group that I stumbled upon when I was looking up a medical problem for a friend.

 

You can find them here. http://www.stayquit.co.uk/uk/login/login.php

 

Thank you for the link HB, everything we can offer may help someone else !!

 

Lex

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HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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How dull am I? Three months in hospital after the bloody coma and I stupidly started again! Boredom, stupidity and **** knows what??? Any offers to sit on me for eight weeks and shove patches on me??? Oh, and nice looking would be good too ;)

 

Hey BB,

 

The best use of patches I found was to put one over each eye, then I couldn't find the damm things !!

 

Lex xx

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 4 months later...

Well it's 12 months to the day I stopped smoking !!

 

How much better do I feel these days and I don't smell like an ashtray anymore :-)

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thank you !! I feel very Lucky !!!

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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