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Vodkaboos

Can I claim housing benefit??

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Hi - wondering if anyone can help me......... I have been trying to find answer on the internet but can't seem to find exact answer!

 

I currently own my own home with a mortgage on it. I have to move home due to my ex partner knowing my address but at the moment i am currently on income support so the mortgage lender will not move my mortgage to another property as on paper i cannot afford the mortgage even though i have been paying it!

 

I was wondering if i could come off income support and rent out my house. This would be my only income for me to live on. I would then rent another property for me to live in. Would i be able to claim housing benefit for the rental property as i would not be able to claim income support when i have the rental income coming in and the rental income i have coming in would be completely wiped out by the new property i would be renting....

 

i am in a complete nightmare at the moment and any help would be appreciated. :???:

 

A

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Your home would then cease to be your residence and would become an asset presumably taking you above the limit for receiving HB and IS.

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Are there any exceptions to the rule? my son and myself are at risk from my ex and my son is currently in foster care so he is protected. i have to move on advice of police and social services and my solicitor would be able to confirm this to the council.

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I would contact your local council and ask them Vodka, I received HB when I lived in a refuge even though my name was on the deeds of the house I had left so technically I owned a property. The only downside of that was I was seen in the least need of housing so at the bottom of the list as I had a property I could live in technically but I was still eligible for HB even though I didn't live there. However the hitch for you might be rental income as that income as I didn't have that. Your local council will know, ask them.

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Thank you feelingsad (hope you are feeling happier now!) I will go and speak to local authority tomorrow and hopefully they will be able to help - if not then i am stuck between a rock and a hard place!!!

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