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looking for some help, i live in scotland, only just, my post town is in england as is my nearest court. The question is can i use the english courg to reclaim credit card charges. I have read through loads of threadz and am a bit confused.

thanks in anticipation

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do you REALLY need to goto court


are the OC not playing ball then?



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx100uk,

I'm just starting down the road with reclaiming charges etc, I owe about 38k to 11 highwaymen & feel sure at least a few are going to kick up a fuss. I have recieved 2 sar's back( & both fail the 127(3) ) & I think some of the claims will be quite large as I have been spending hard on these cards since 2003.

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if your post code is reg as England then yes you can use the English system

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