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    • I repeat, the seller has the right under the CRA to repair. That is exactly what they have offered.   The OP doesn’t even know what the fault is, you cannot simply reject if a light has appeared. OP is being completely unreasonable.   The CRA is designed to be fair to both parties, it is not one sided.         
    • I only got the car 3 weeks ago, had the car serviced as it was coming up to the service date and was advised by the garage that the Tyres were illegal so I think it’s cut and dry really. The fact is I was allowed to drive a car off the forecourt with 2 bald tyres and I was told by dealer the car had been checked and surely Tyres should have been part of the check.
    • Less than 100 miles not enough miles or time to wear the Tyres enough according to the garage. I’m more angry I could have got up to a £5000 fine and 6 points, what would the dealership responsibilities be then? 
    • If the OP follows king’s advice and then the neighbour’s roof leaks, who do you think the neighbour will blame? a) the dodgy “roofers” (who will be long gone), b) the OP for “damaging a perfectly good repair” (even if they don’t damage it, and it wasn’t a good repair!), or c) someone else   King may be technically correct, but the OP following their advice isn’t likely to end well if the neighbour is already ‘difficult’. 
    • I sent a SAR. which also provided a copy of proof of ID, last month to Northumbrian Water, and received no reply whatsoever.   After the 30 day deadline passed i sent off a complaint form to the ICO and sent a letter of claim to NW for breach of statutory duty. (As up until today they had failed to respond in any way to the request that was made)   Today i received a reply saying the my ID wasn't in the standard format and they could not accept it,   (The exact same copy of ID has not been an issue before and the exact same image was accepted perfectly fine by a previous energy company i SAR'd), and that they required i give them 2 forms of I.D, 1 from list A and from List B Along with questioning the alternative address like i mentioned above.   I wanted the request to be sent to the alternate address, as i work full time and i'm not always at my home address, i'd most likely not be in at a time when it can be delivered and can't get to the delivery office easily enough before it would be returned back undelivered. (Which i wanted to avoid happening again as this happened to the last SAR i made.) The address is my partner's address, where i regularly go and who also works from home and wouldn't have issues receiving/collecting mail.
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    • My personal experiences of Future Comms 
       
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
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    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
babybear39

Summer 2012

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Anyone got any ideas about a summer 2012 meet?

 

I's say Brum again or Wales.

 

Can put up at least 10 people at my house and there's a new Premier Inn 6 miles away which has it's own pub/restaurant and another decent pub/restaurant ten minutes walk that does very good food for excellent prices...

 

Anyone up for it?


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

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I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Hi, BB,

 

Hope you're well.:-)

 

I'll keep an eye on this thread, if it ends up in Cardiff and we're well enough to be there at the time, we'll come.

 

All best,

H.xx


That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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Hi, BB,

 

Hope you're well.:-)

 

I'll keep an eye on this thread, if it ends up in Cardiff and we're well enough to be there at the time, we'll come.

 

All best,

H.xx

 

Hi H,

 

Not too bad considering...

 

Hope you and yours are well?

 

Kind regards,

 

BB x


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Lovely offer BB at yours and as you say Brum as well. Will have to see how my summer pans out at the mo and thanks for being so thoughtful and starting the thread meet.

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Hi H,

 

Not too bad considering...

 

Hope you and yours are well?

 

Kind regards,

 

BB x

 

Yes, BB, cheers for your kind offer.

 

We've been better (IB to ESA migration :madgrin: amongst the usual mithering/paperwork) but you've just got to hope it all turns out all right in the end, eh?

 

Take care, it would be lovely to meet you some day & buy you & a few other helpful CAGgers a pint:-)

 

Right, back to watching Cymru v. Ffrainc (from between my fingers....!)


That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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Yes, BB, cheers for your kind offer.

 

We've been better (IB to ESA migration :madgrin: amongst the usual mithering/paperwork) but you've just got to hope it all turns out all right in the end, eh?

 

Take care, it would be lovely to meet you some day & buy you & a few other helpful CAGgers a pint:-)

 

Right, back to watching Cymru v. Ffrainc (from between my fingers....!)

 

Cardiff is a great night out and there are plenty of decent cheap city centre hotels including a travel lodge next to Walkabout :-)


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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I've just been through the ESA ****e and been shoved in the WRAG group! FFS!!! How many times do they want me to die? I did it five times two years ago :roll:


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Nice idea BB......subbing


If my post helped you feel better, click my scales.

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I've just been through the ESA ****e and been shoved in the WRAG group! FFS!!! How many times do they want me to die? I did it five times two years ago :roll:

 

Barstewards!!! Are you appealing? Do you know about the Benefits and Works website? We subscribe and it's the best £20 I've ever spent, though you can get just the guides for a tenner... with their help got transferred into the support group without a medical and OH's DLA renewal indefinitely, though the mithering starts again in a few years' time with PIP b*******... if I can help out at all please give me a shout...

 

take care, BB


That the birds of worry and care fly above your head, this you cannot change. But that they build nests in your hair, this you can prevent. --- Chinese proverb

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Barstewards!!! Are you appealing? Do you know about the Benefits and Works website? We subscribe and it's the best £20 I've ever spent, though you can get just the guides for a tenner... with their help got transferred into the support group without a medical and OH's DLA renewal indefinitely, though the mithering starts again in a few years' time with PIP b*******... if I can help out at all please give me a shout...

 

take care, BB

 

It makes no sense... DLA upped my award on the strength of the form alone! The reason they gave was that I'm a danger to myself and others all day!!!


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Is anyone up for a meet this summer?


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Brum sounds good for me as long as my pins aren't too bad...x


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Actually, the only CAG meets I've been to have been Birmingham August 2009, 2010 and 2011. I rightly use my disabled person's rail card for discount on my travel, booked a room to share with other members to cut cost to a bare minimum and, apart from hotel breakfast spent for the three trips about £20 on food, £80 on drinks because I bought a few bottles of wine, £30 on taxi fares from train to hotel and back. ... For example: 2009, train fare £50, taxis £10, room for two £60, breakfast for two £20, internet £10 (which I didn't use). 2010 after my coma: train fare £50, taxis £10, room and breakfast for two £80. 2011: Train £50, taxis £10, room for three for two nights including breakfast £189.

Edited by caro
Comment about another cagger not paying her way.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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i never did thank you for proof reading my dissertation for my diploma on employment law babybear

 

but that was under a different user name if you care to remember

 

glad to hear from you again babybear

 

sending lots of love

Edited by caro

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i never did thank you for proof reading my dissertation for my diploma on employment law babybear

 

but that was under a different user name if you care to remember

 

glad to hear from you again babybear

 

sending lots of love

 

Hi, nice to hear from you again... Hope your dissertation was successful and the proof reading was up to scratch... Unfortunately even big and diverse community groups such as CAG have a life cycle/time-scale of any other comparable online communities. We can but try to understand such things and either move on or further diversify. That is up to the powers that be...

 

I lurk in the background and come out to help when I can...

 

THB, since my disabilities got so much worse I spend more time on those groups, though never losing site of this group...

Edited by caro

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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i can understand what you are going through on your disabilities, i myself am just about to be made redundant through ill health retirement

 

can you remember in the old days of cag, we were a commnunity, everybody had an equal say.

if anybody made an error in their posting we had people like PT, john chriss, or peter barred educate us with good manners.

that how people started to learn things

now if you post in error you get people straight down your throat with abuse and a knowall mentality. you cant even air a voice or criticism without being moderated

the spirit of the forum has now gone, i doubt we will ever have that sense of community/family back again

 

once again

 

lots of love and all the best

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i can understand what you are going through on your disabilities, i myself am just about to be made redundant through ill health retirement

 

can you remember in the old days of cag, we were a commnunity, everybody had an equal say.

if anybody made an error in their posting we had people like PT, john chriss, or peter barred educate us with good manners.

that how people started to learn things

now if you post in error you get people straight down your throat with abuse and a knowall mentality. you cant even air a voice or criticism without being moderated

the spirit of the forum has now gone, i doubt we will ever have that sense of community/family back again

 

once again

 

lots of love and all the best

 

Sorry to read that you're being made redundant.

 

Personally, I think that the spirit of CAG will re emerge, how long it take I do not know...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Sorry to hear that you feel like that BB. :-(


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Sorry to hear that you feel like that BB. :-(

 

I'm sorry I've had to be made to feel like that Caro... Those responsible should be very ashamed...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Hi Babybear,

 

Just wanted to say hello!!

 

I have read lots of your post and always feal like you have given great advice, As you can see from my posts I haven't been here long but if what you're saying is true then it's a real shame and I have to admit I have seen some posts from peple who have jumped down peoples throats for the slightest error, there is no need but like Caro says they are know it alls!. I hope that this site doesn't dissappear because of a few nasty people.

 

All the best to you.

 

Myfamily.

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i was allways brought up with good manners, which is sadly lacking by some people

and i allways thought this was a self help forum, not a one man crusade

stifle free speach, stifle freedom

 

babybear

 

are you going to birmingham if the gathering is their

do you have to travel far due to your health

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With all that's been said, is there going to be a meet in Brmingham? If so, when/where and what time?

 

Babybear, with respect, leave all the negative stuff behind and lets get a meet set up, meet new people and have a good time.

 

We can't all be judged by 'other' Caggers and there are lots of people who have appreciated your input to their threads.

 

Be great to meet up :-D


Santander PPI X 2 **WON** claims on behalf of son (Oct 2010/ Mar 2011)

Citicard O/H (PPI) - **WON** Compound Interest Dec 2011

Citicard O/H (Charges) Bailiffs sent in August 2012

Barclaycard - **WON** Compound Interest Oct 2011

Monument - account information being sought for OH

Citicard - self - N1 submitted August 2012

Barclaycard - self - **WON** damages for non disclosure/information now rec'd. Aug 2012

Barclaycard - relation - Failed SAR sent 29/09/11

Halifax SAR sent 18/08/2011 for relation

LTSB - SAR sent 09/08/2011 for friend

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Any and all CAG meets have been and gone without a lot of us at least being informed...

 

There is no Birmingham meet this year as far as I know...

 

However, there have been other meets during the last year and especially three months; and the last three years in fact; in various parts of the country which were private. No worries, up to them...

 

It was the same in 2010 when I came out of the coma. As mentioned a callous b'tard made very ungracious comments about me of which it should have been lucky to not get a libel/defamation/slander suit slapped on it...

 

I was ostracised even though I made an innocent enquiry/joke and was absolutely viciously and vehemently slated...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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With all that's been said, is there going to be a meet in Brmingham? If so, when/where and what time?

 

Babybear, with respect, leave all the negative stuff behind and lets get a meet set up, meet new people and have a good time.

 

We can't all be judged by 'other' Caggers and there are lots of people who have appreciated your input to their threads.

 

Be great to meet up :-D

 

With the greatest of respect, I should have been in London today giving evidence to a parliamentary session. Due to ill health I was unable to attend, however, I did make a video for the session... I also appeared on the Sunday Politics Show and the six o'clock news... I am in no way negative, in fact the complete opposite, to the detriment of my own life and health...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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