Littlewoods Default

[LK85]

Afternoonall,

 

I've had anasty shock this afternoon to find Littlewoods have defaulted me.

 

I wasadmittedly repaying a reduced amount, however I did keep paying.

 

The first Ihear about it all is a letter from the company they sold my debt to whoinformed me that I’m getting a default against my name.

 

The companyis Lowell Portfolio ltd

 

In truth I’d annoyed at myself and guttered as mycredit file was starting to perk up and now its stuff for another 6 years!

 

Any suggestions on arguing the default?

[dx100uk]

well i bet 90% of your debt are unlawful PENALTY charges

 

get reclaiming

then demand the default removal

 

dx

[LK85]

Thanks for coming back to me.

Sorry to be a simpleton but what’s the best way of finding out all thecharges etc and re-claiming?

I've heard of people asking for them through data protection and enclosing acheque for £10 and/or sending £1 for a statutory request.

What do you recommend?

[BRIGADIER2JCS]

You need to get the statement of the account,so

A SAR to Littlewoods (subject access request) this

requires them to supply all the data there is a £10 FEE.

They have 40 days to comply.

There is no arguing the default in this case.

Also any reduced pay is a default on the terms of the

original agreement even if it is agreed and always paid.

There are templates for SARs in the CAG library.