Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Payday Express - HELP


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4429 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All,Looking for a bit of advice if anyone can help...I have a payday loan with payday express for £400 which I have had since bout last June !!I couldn't afford to pay it all off so they rolled it over & charged me £80.the following month I got an e-mail to say they would roll it over again automatically & charge another £80, which I was fine with as I really still couldn't afford to pay.They continued to do this every month & in December I got a bonus so when I got the e-mail from them, I replied to it asking them to take the full £400 on my next payday which is what the e-mail told me to do if I didn't want the loan rolled over.Anyway have just realised that they did not take it and are still charging me £80 every month, I haven't been keeping on top of my banking or my e-mails etc as I have been swamped with work hence why I haven't noticed until now !!I still have the e-mail I sent to them asking them to take the full amount, just wondering if I can challenge this & get them to take the 3 x £80 that they have charged since then from my balance or is it my own stupid fault for not noticing & just have to live with it !! Any advise would be much appreciated I have no idea when it comes to companies like this !! Thanks

Link to post
Share on other sites

I had a similar situation. I managed to get them to accept that the interest payments they had taken added up to over the loan plus one months interest so they cleared the balance. Took about 2 weeks of emailing and threatening them with financial ombudsman and small claims court but they agreed in the end.. try emailing [EDIT] as she dealt with my complaint.

Edited by ims21
Address removed pending review
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...