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credit card charges reclaim


Tonka99
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Hi all

 

Question : with charges reclaims can we claim beyond 6 years ?

 

I have just had a bog off letter from LLoyds for my husbands Gold credit card

 

I wrote to them with a SOC for the total of over two grand all charges plus interest

 

they Lloyds have said they will pay a total of £1.00( yes you read it right ) per charge

 

plus the fos 8%. total £26.41 Big of them !!!!

 

Im now looking to give them 10 days before I file in court

 

Will keep you informed

 

Thanks for looking

Tonks

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Hi all

 

Question : with charges reclaims can we claim beyond 6 years ?

 

Yes....see S32(1)© Limitations Act 1980...payments made under a mistake

 

I have just had a bog off letter from LLoyds for my husbands Gold credit card

 

I wrote to them with a SOC for the total of over two grand all charges plus interest

 

they Lloyds have said they will pay a total of £1.00( yes you read it right ) per charge

 

plus the fos 8%. total £26.41 Big of them !!!!

 

Im now looking to give them 10 days before I file in court

 

Will keep you informed

 

Thanks for looking

Tonks

 

ims

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Hi ims

 

Many thanks for your quick reply , I have read up on the Limitations Act 1980

I think I have it right , its just that Lloyds have said that anything before 2006 will not be

considered for refunding , now we know differant more power to our claims , before 2006

the charges were £20.00 a go .

 

I shall put a letter before action together tomorrow.

 

 

Thanks Again

 

Tonks x

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