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Many Payday Loans Letter Template Help Needed Please!


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Hi

I have fallen into the payday loan trap as so many of us have! I currently have 16 payday loans (awful I know!). I thought I had it fairly under control when I set up repayment plans with most of these companies, however I found out the hard way that they are quick to dishonour them and empty your bank of all funds.

I have read about the continuous payment authority on here. I found a very good template letter of what someone had sent to a payday loan company taking away their authority – unfortunately I am not great with computers and can’t find it anymore!

Does anyone have a template letter or just any tips on exactly what I need to write to these companies?

I am also looking to set up a new bank account but my credit is so bad that Halifax wouldn’t even let me set up a basic bank account with them. Does anyone know where I can look?

I have seen that some people have bank details and contact details for several loan companies – I need these for all of the companies I am dealing with as they are not providing me with their details. Is it a case of searching through the threads to find these on this site?

I need bank details and an address for the following companies:

· 1 Month Loan

· 247 Moneybox

· Bonga Loans

· Early Payday

· Lending Stream

· Minicredit

· Mr Lender

· Payday Express

· Payday UK

· Peachy

· Speed-E-Loans

· Txt Loan

· Uncle Buck

· Wageday Advance

· Wonga

· Tower Capital

If I can just look for these on the site please tell me where!!

Any help and advice would be great

Thanks

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Hi, if you are paying by continuous card payment then you need to "lose" your card. Your bank will cancel your existing card and issue a new card with a different card number.

As for the acc numbers, I am sure that those who have them will pop in and leave them for you.

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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Hey, thanks - so if I "lose" my card does it give me a whole new account number etc so the loan companies will no longer have my details?

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Only on a continuous card payment. You will still have the same acc number for direct debits and standing orders. It is the same account with a new debit card.

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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Hi elhs

 

well hope this info of some help to you its from the OFT Public Register and is as per your list. Note some companies are using Trading Names as you will see when you look.

 

well here it is am having to do it in 3 parts:

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Hi

 

Next Part:

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Hi

 

And Next Part:

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Hi

 

Ops missed this one:

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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Hi stu007

 

Thanks so much for all of those! Great help. Still dealing with Minicredit hell at the moment but starting to get somewhere with everyone else at last!

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I thought I had cancelled them and they just kept coming out. I am still trying to get a refund from capital finance for the money they took from me.

 

I will report my card as lost now and hopefully this will stop this happening again. I have written to them all removing my authority to take further payments I hope it works!

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Excellent thanks stephenweslo will try that one now! Have reported my Natwest card as lost but would prefer to have a whole new account don't trust any of these companies to keep their word!

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  • 2 weeks later...

I wonder if anyone has had any dealings with Payday Express? I am having a complete nightmare with them, they phone my house phone and mobile around 10 times a day. I have read everywhere on here to not do things by phone unless you can record the conversation which I can't. So I stopped answering my mobile but when I am at work my parents are answering the house phone and they are starting to get really suspicious and annoyed about it. I have emailed them so many times, most get ignored or I get fobbed off about a repayment plan. I don't know what else to do, I want this sorted and I really just want the phonecalls to stop I am jumping everytime the phone rings!

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Tell your parents. It's better to have it out in the open and you telling them that you are in the middle of sorting it all, than having them worry.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You need to tell your bank that you want to stop any transactions to all of these companies. Write a letter to your bank stating all company names and take it to your local branch. This will stop these companys from accessing your account to remove funds.

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You need to tell your bank that you want to stop any transactions to all of these companies. Write a letter to your bank stating all company names and take it to your local branch. This will stop these companys from accessing your account to remove funds.

 

Hi sorry to interupt your thread but I am trying to start a new one and I can't!!how do u do it?????

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