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CapQuest taking me court - help and advise needed please!


theywontwin
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Hi all

 

Received on Friday 24th Jan 2012 a Claim Form from Northampton Court regarding the claimant CapQuest. It is for an Orange debt for £299.99. Court fee and sols fees take it up to £364.99.

 

I DO have a debt, with ORANGE, but I refuse to pay CapQuest. The debt isn't old enough for SB.

 

After having received letters from NDR (Oranges own DCA), then it getting referred to Moorcroft and receiving a letter from them dated 15/07/10 threatening "possible litigation", I start getting letters from CapQuest. They claim to have purchased the debt from Orange (hang on, didn't Mooorcroft have it before them? Who bought this debt from whom?). Moorcrofts outstanding balance was for £383.39. CapQuests balance, as stated, is for £299.99, less costs.

 

I have had dealings with CQ before, phone calls EVERYDAY for 3 or 4 weeks, agents asking me to confirm my personal security details, which I never do, letters threatening this and that. Well now it seems that they are making good their threats.

 

I would happily pay Orange direct, £1 a month (I am disabled, and only get my DLA per month as income) but not these bullies. The claim form has a black "stamp" on it, showing a Crown under which is NORTHAMPTON (CCBC) and under that is COUNTY COURT against the circular shape of the stamp. All in black and VERY neatly done. Like a machine has done it. Or pre stamped. Shouldn't there be another type of stamp? Done by hand in red?

 

Anyway, I obviously have the timescales in which to decide what to do. Defend? Counter Claim? Admit? My gut is telling me defend, but I need to know I have a good case against them.

 

Any advise is welcome and any questions you ask I shall try and answer quickly and efficiently.

 

Thanks

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  • 3 weeks later...

Sent off the court form, admitted the debt, sent recorded delivery, received by them on 12th March 2012. Letter received today (19th March) from CrapQuest. They regret I have not responded to their letter dated 03 Jan 12 and that I will be aware that a claim was issued against me in the Northampton County Court on 22nd Feb 2012. Apparently it's not too late to defer a judgement against me (!?). To avoid judgement I must contact CQ before 16th March 2012 with details of my financial circumstances and a proposal for payment.

Here's where it gets interesting!

Admittance sent back (within timescale), with full financial breakdown and proposal for payment. This was received on 12th March. Letter from CQ stating I have not responded received 19th March, but letter dated 16th March. I must respond to CQ by the 16TH MARCH (!) to avoid judgement! THE SAME DAY AS THE LETTER WAS WRITTEN!!

Needless to say, CQ can get stuffed, I have done what was asked, the ball is now in their court, unless I have done something wrong. Please advise.

Thank you

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