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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Endeavour Personal Finance/Ocean Finance PPI Claim

minx_xxx
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minx_xxx

minx_xxx

Posted
Posted

Hi all,

Hope you are well today.

Just looking for a little advice please.........

I took out a consolidation loan in March 2006 with Ocean Finance, the actual credit provider/company my payments were made to was Endeavour Personal Finance.

I recall being told at the time that PPI was a condition of the loan and although I wasn't happy about it I accepted it because I needed the loan :(

The loan was re-paid early, 18 months ago.

 

Who do I need to contact to make a claim? EPF or Ocean Finance?

 

Thanks in advance for any information,

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dx100uk

dx100uk

Posted
Posted

follow this thread

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?339187-Endevour-Personal-Finance&highlight=Endeavour+Personal+Finance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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minx_xxx

minx_xxx

Posted
  • Author
Posted

Thanks so much :)

I'm going to make a start on this straight away. I'm pretty sure I have all of my paperwork (I never throw anything away!)

How do I tell if it is Single Premium PPI? Will it be clear from the agreement?

Thanks again,

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dx100uk

dx100uk

Posted
Posted

all loans are single

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 5 months later...
legionnaire75

legionnaire75

Posted
Posted

Hi

 

Thought I would also add to this. I had an EPF loan in 2003-2005. Paid off early, and remember a huge battle as they forced me to pay £6000 extra for the PPI. Anyhow, I did try to claim on it but was refused as they said my wife was not convered...despite this being told when we applied that it would be, so we did not claim, hence remortgage to pay off.

 

I do not have any documentation however can do an SAR and get it from EPF.

 

Would you think it worth my while or not? As said, I was told I could not get the loan without PPI and we even paid a higher premium to cover my wife's bladder disease...but later down line when tried to use it, were told she was not covered. Would an SAR still work as not had dealings with them since 2005?

 

Thanks

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dx100uk

dx100uk

Posted
Posted
Hi

 

Thought I would also add to this. I had an EPF loan in 2003-2005. Paid off early, and remember a huge battle as they forced me to pay £6000 extra for the PPI. Anyhow, I did try to claim on it but was refused as they said my wife was not convered...despite this being told when we applied that it would be, so we did not claim, hence remortgage to pay off.

 

I do not have any documentation however can do an SAR and get it from EPF.

 

Would you think it worth my while or not? As said, I was told I could not get the loan without PPI and we even paid a higher premium to cover my wife's bladder disease...but later down line when tried to use it, were told she was not covered. Would an SAR still work as not had dealings with them since 2005?

 

Thanks

 

start a new thread

 

see below

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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