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    • Hang on, I'll get into trouble for this but really! 12 years paying a DD you nothing about.................... and then you blame D&G. They would have notified you at your last known address or email at each renewal, every year, with ample opportunity to cancel each year.   12 Years!!   Bad things happen in the world of CAG but you really must bear some of the responsibility here.   H    
    • Should have access to all the data on the account tomorrow.  latest response from Barclays.   Dear    Thank you for your patience while this matter has been under review.   I’m afraid I’ve not yet been able to get the answers I need from the relevant team to allow me to provide you with any more information. However, please be assured I will continue to work on this and I will provide you with a further update no later than 29 January 2021.   Kind regards   Customer Relationship Manager Barclays
    • I know it would be a hassle to put all that in. However certain things that help your case and destroy their WS would probably mean that even Simple Simon as stupid and greedy as he is, would probably decide that yours was one case that he did not want to challenge in Court. If he lost on the relevant land part, his whole business at Southend airport would be over.    He would have many motorists who have paid coming back to him plus claiming GDPR payments and every other airport that they control would probably have a claim against him too..   So you are best to hit him with a strong WS to stop him from going to Court. Will it stop him if you include all that. It should do but he may have the chutzpah to think that he can argue his way out of it.  So your choice.  
    • Thanks for that, point one just confirms what I thought, I will get back to work on it with those suggestions in mind. Cheers
    • Two quick and immediate points:   1. Do NOT get your employer to suggest you were exhausted. You shouldn't drive whilst exhausted and it aggravates the offences. But in any case, since you are pleading guilty to them it doesn't matter. The circumstances of each offence are not relevant when the court considers your EH argument. By that time you have been convicted of them and how or why they happened is not a consideration.    2. Instead your employer's letter to the court should concentrate on the "Hardship" that others (e.g. the company or your colleagues) will suffer if you are banned. It should also cover why no alternatives are available to them (e.g. are your skills and knowledge scarce such that they cannot easily be replaced; can they not train somebody else quickly to do your job). That sounds harsh but your employer will be asking the court to accept that they will suffer hardship. Part of doing that is to demonstrate that no practical alternatives are available.   Remember, you will get three points for each offence whatever mitigation you offer for them - that is the minimum. So you don't need to concentrate on that. Concentrate on explaining the exceptional hardship that you or others will suffer.
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HFC bank refuse to respond to sar request

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Hello all


I'm looking for some advice regarding a request -sar letter i sent to HFC bank along with a £10 postal order beginning of January 2012.


I received a letter shortly after requesting I sign an agreement to accept a payment of £600 for misold ppi which would go towards covering my outstanding balance.


In the letter is also stated if i did not agree to this, any further letters received from myself would not receive a response but would be filed away.


HFC stated they will no longer respond to my letters, they obviously meant what they wrote I have not received a resonse for the sar letter i sent with the £10 postal order.


I am not sure where to go from here as I fear any correspondence I send them will ony be filed away with no response.


I think it is quite cheeky of them to have kept the £10 i sent with the letter.


Can anyone offer som advice on what to do from here on..


.I am actually in the process of looking for the receipt for the postal order but not sure what i can do even if i find it.


I would really appreciate your help with this.

Many thanks,



Edited by twinkles123
put sta instead of sar
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I've oved your thread to the HFC forum.


If you sent them a SAR they cannot ignore it...they are bound by the provisions of the Data Protection Act to comply.


I take it the 40 days are up? If so then you send them the failed SAR letter from the CAG library.


If that does not prompt a response then you issue in court to force compliance and seek damages at the court's discretion. You also complain to the ICO



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oh HFC still pulling that stunt are they.


they've just been warned by the FOS again for such tactics.


so the 40 days for the sar have expired?


if they have and they have def not responded and said they will not


i'dnot wait and go directly to the FOS


give them a ring and tellthem what is going on.



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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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dx and ims, i will be calling the fos tomorrow. HFC was so rude as to write a letter to me stating they would not respond to anymore of my letters but instead file them upon receipt. I had to read the letter about five times because i couldn't believe they can get away with being so rude especially when they cashed my postal order!!!. It has been a week over the 40 days and judging from their last letter i don't think i will be hearing from them so i will see what the fos advises tomorrow. Thanks again for all your help.


twinkles x

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i got that letter too about 2 yrs ago



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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