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emlv v lloyds loan


emlv2000
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here is my siyuation with my lloyds loan which im going to SARlink3.gif along with my lloyd credit card and current accounts with overdrafts on other threads.

 

dont know what if anything i can get back but am sure they have done something wrong any advice appreciated.

im going to bullet point my journey to make it easier.(hopefully) lol x

 

Jan 2007 took out loan

mar 2009 started arrears missed pments got into a mess

apr 2009 lloyds letter agreeing reduced pments for 6 months

may 2009 Default notice from lloyds

aug 2009 1st pment rec'd on dmp

sept 2009 sment from lloyds showing pments and added interest before dmp started

oct 2009 letter from moorcroft on behalf of lloyds notice of intended litigation

soon sent them packing with letter refering them to dmp

oct 2009 letter from moorcroft acknowledging reduced pments on behalf of their client lloyds tsb

mar 2010 notice of arrears from lloyds tsb listing pments made from oct 09 to mar 2010 and balance

 

no further communication to date dmp say no interest being added at the moment.

 

any advice thanks

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