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    • Looks like they are just submitting their previous WS as their case so the new COP should bite them on the bum, along with no Keeper Liability.
    • a) Debit transfer into his personal account  b) i - yes     ii - yes   iii - initially quoted £25,000 - £30,000 for the whole job.  This escalated to nearly £44,000.  Would ask for money in stages for materials and labour. c) Runs a Ltd company with his wife d) Assets include van, own digger, dumper and cement mixer but kept in unknown location    Solicitor advised not to throw good money after bad as he could just shut down company.  
    • I've had another look at their WS and as it definitely states that they are pursuing you as the keeper in point 19 they must lose their case because their PCN is not compliant with PoFA on two counts.  First is the fact that they must have a parking period and it is quite clear that entering and leaving the car park does not constitute a parking period since some of the time the motorist is either driving around looking for a parking spot then leaving the spot and driving to the exit. All that takes time so that is one fail. The other fail is in their wording when they are trying to transfer the liability of the alleged debt from the driver to the keeper. They are supposed to include at Schedule 4 s9 [2][f] this "(if all the applicable conditions under this Schedule are met)". That in itself makes it non compliant but the fact that they haven't got a parking period means they haven't met the applicable conditions.   Looking at their contract, the names of the signatories and their positions in their respective  companys have been redacted. You do need strict proof of who actually signed. There is no specific authorisation from the Client to allow Court action in pursuit of non payers. In section 11 which is like an addendum it states" the Company shall provide parking control" but doesn't state if that includes legal pursuit as well and it does not appear to be signed.   The entrance sign does not include the T&Cs so it is only an offer to treat  not  an offer of a contract. Their only appears to be one type of sign inside the car park which is unusual and a lot of the signage is in too small a print to be acceptable in Law as capable of forming a contract. The signage also includes unlawful demands for extra charges which makes the whole contract invalid.  PoFA 2012 made it quite clear that the maximum  amount claimed was the amount on the sign. This has been reinforced by the Private Parking Code of Practice which states that no extra charges can be made over the signage figure. Indeed a Government Minister is quoted as saying that the extra charges demanded by parking companies are "a rip off" yet they still include them. They are an abuse of process and should be subject to adding exemplary costs payable to the motorist to act as a deterrent to rogue car parking companies.   They have no planning permission for their signs and ANPR cameras which means that in addition to them being unlawful because of the extra charges they are also illegal because they have not been given permission to be there under  the Town and Country [Advertisements} Regulations  1969. They are supposed to comply with the Law and the IPC code of Conduct and they have done neither. The new Private Parking Code of Practice  draws attention to it as well  s14.1 [g]  "g) responsibility for obtaining relevant consents e.g. planning or advertising consents relating to signs."   So it is not as if this is a secret-since it has been out since February 7th 2022 . You would have thought that as this Code was designed to root out the rogues in the industry that the parking industry would already have made adjustments to their activities in order to align themselves with the will of Parliament as proposed by Minister Neil O'Brien  who said   "The publication of this Code therefore marks the start of an adjustment period in which parking companies will be expected to follow as many of these new rules as possible."   Ignorance of the Law is no excuse but even Gladstones are surely aware that the extra charges are unlawful  it beggars belief that they can aver that they have told the truth on their WS.
    • Evening all,   I am looking for a little bit of advice, any would be appreciated. I am a bit hesitant in giving all the in's and out's as I am not sure of the forums procedures and I do not want to compromise my situation.   Basically as a result of a few issues in my life inflicted/self inflicted I ended up in a bad situation financially. A company brought a debt off a lender I had used and took me to court, I really mis-managed this and although I attended court with a case the verdict went against me. I accepted this but never heard anything back from them and admittedly as I was struggling didn't pro actively seek them out to make payment. So, on my Credit report I had a CCJ due to expire Sept. 2022, which I associated to that particular incident. Anyhow, I have recently received a Notice of Application for Attachment of earnings order, however, this is regarding a completely different debt/Court procedure to the one I participated in. The creditor, to my knowledge has never contacted me and until this week I have never received any correspondence to this case from the creditor or county court.    Basically, I was just after a bit of advice, on how to go about this. I am worried that if my employer is advised of the CCJ, it makes my position uncomfortable, maybe untenable which will only be negative to my situation.    So can I still contest this and possibly get it removed via the courts, can I delay it for 3 months to get it statue barred, do I pay the whole amount (to a company whom brought it at a pittance) or do pay it off and if so, can the figure be negotiated and how long would it affect me credit score?   I apologise for the number of questions, and appreciate any advice. My concern is the application ruining a very good job for me.   Thanks in advance
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IQOR - Sent me a love letter lol


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From what i've read there just full of hot air but wanted to check just in case.

 

DWP kept sending me letters towards the end of last year about a debt owed to them. I sent letters back to find out what it was and where its come from seeing as i've had nothing to do with them for over 3 years now.

 

Apparently its to do with a social fund loan i had in the year dot thats outstanding. I remember having one many years ago which was paid of long before i even stopped getting JSA.

 

I sent them a letter about 3 weeks ago asking for a copy of the agreement i would have signed to get the loan and all payments that they would have had, if they had any.

 

Today i get a love letter from iqor saying they are collecting on behalf of dwp for the sum of £218.04 and if i dont pay them they MAY do lots of really nasty stuff to me and if i'm lucky there doorstep collectors will call at my home, guess i'l need to put new batterys in my doorbell otherwise i mite miss them...

 

I'm not disputing the money that may or may not be owed as its possible i spose that dwp made an error and there mite be something left of it in which case i'l pay it.

As i asked them for the original paperwork which they have not supplied, does this mean its just going to be something left on a file somewhere that they cant find the paperwork for cos its in a lock up under tonns of other paperwork so rather that trace it and see if it has actually been paid there just going to assume its not been paid and hope i dont question it and just pay up?

 

I do like the iqor letter though, i could'nt come up with jokes like theres even if i was paid,

 

our actions will continue regardless of weather you actually read this notice or not - if i dont read it then i wouldnt no, would i.

 

domiciled jurisdiction? - i thought that was a dinosaur or something..

 

attachment of earnings direct from a current or future employer - if they can get if from a future employer then they must let me no who it is so i can apply for a job there now while i'm a bit quiet on the self employed front lol, they must have a time machine.

Wonder if they will let me borrow there time machine to see what the lotto numbers are next saturday, i'd pay them what they wanted then and even bung them a fiver for the use of the time machine..

 

So is this just there usual please pay us or we'l do nothing at all?

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If there is a clear period of six years where no payment or written acknowledgement of the debt was made it would be statute Barred & no enforcement action can be taken although the DWP can deduct any amount owing from future benefits.

 

You could send the DWP a SAR which is free to see exactly where you stand with this alleged debt.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

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Well one way to find out is to send the DWP a SAR, it's not admitting to any debt is just asking for a copy of all the data they hold on you which will show the debt if it still exists and what payments you have made.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

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Send the DWP the following SAR which is attached & tell Iqor you expect them to put the a/c on hold until you receive a response from the DWP.

request-for-personal-information.rtf

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Hi, Iqor sent me a letter today re a missing payment.I forgot to pay them last month as I am supposed to pay them £5 a month for a Littlewoods account for a debt of £166.58,Have they nothing better to do? and has anyone had dealings with DML? (Debt Managers Ltd) they keep saying payments are not being made when I know for a fact they are

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Are iqor even worth dealing with as i've had dealings with them a few years back over something that was SB and they were full of threats and wind but in the end they vanished and never wrote to me again untill this dwp thing..

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might be a bit thick but what is a statute ( think thaats right) sorry new to all this

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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tyvm for reply

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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As to my main question, are iqor worth taking notice of or do they just get debts that are a waste of time and try to chase them just on the off chance they can get something out of it...

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Idiot Iqor I call them, and I have found them to be as thick as two short planks.

 

Their letters are spat out by a computer, they have no idea who or what the letters say or were they are going until you stick your head above the parapet and do their dirty work for them.

 

Nothing more than an irritant IMO, I like nothing better than to bait these fools on the phone.. But I don't recommend speaking to them over the phone EVER unless you are confident you can run rings round them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've plaid with them before and got them stuck in a rutt so not bothered if i speak to them as i can spew out as much c**p as they can.

Just wanted to make sure that even though its a dwp dept they still cant do anything and its likely to just be another uneforceable debt that they would have bought for 2p and now expecting to get a lot more for it.

 

I'm surprised the letter i got didn't have the 50% reduction if i contact them now on it but guess that will be the next letter i get...

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Got a phone call from them this morning. They are so thick i don't no how they can manage to eat let alone operate a phone lol

They started of saying they were phoning on behalf of WP,

I asked who the hell are they,

they went on to say its DP, again, who, they finally got it write and said ringing on behalf of DWP:whoo: third time lucky.

Then they went on to ask me my first line of my address and post code for security to which i replied, for security perposes i'm not telling you anything, THANK YOU she said, and hung up.

 

They didnt even bother to say they were iqor but i no there number so new it was them before i answered.

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  • 4 weeks later...

DML have sent me a letter saying they are going to send doorstep collectors to me or I can pay them the £900+ they say is owing and the matter will be closed1 Lol if I had that sort of money I would be happy,we get £67 a week JSA.

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Just to note, Crown debts, ie to the DWP, HMRC etc are NEVER statute-barred. Obviously you need to discover if you do actually owe the money, but if you do, the six year rule will not apply.

 

Your comment is a bit like the 'Curates Egg' good in parts.

 

A debt to the DWP can be treated exactly the same as any other except they can recover any monies owing from future benefits payments. After six years they cannot take any enforcement action through the courts.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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