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Close Consumer Finance ltd Doncaster/ Halifax


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Hi, dug out some old agreements and found a motorbike I bought in 2001 with a credit company called close consumer finance ltd has ppi insurance and also GAP insurance added that I was unaware I had or needed. How would I go about trying to claim these back ?

 

Also looking at my old mortgage with the halifax, it states monthly insurance premium. Would this possibly PPI ?

Is it worth ringing the halifax to see as I also have had old loans with them too that I have no idea of acc numbers, I do have for mortgage.

I also have a cc account in dispute with haliprats, do you think if I had any ppi they would put it on the disputed cc. I dont want this to happen as its been an ongoing thing since 2009 and I dont want it to restart my 6yr wait on credit file because they have made a payment towards it.

Thanks in advance for any help received

Regards

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Hi

 

With the bike one, have you got the account statements for the loan or your current account statements going back that far to show the dates and amounts of payments. If not, did the loan run correctly with all payments made on time right the way through to completion?

 

As regards the others where you have no information, I would SAR the lender to get as much information on the loans etc as I could. You should then be able to work ut how much is due back to you and take a view as to whether it is worth claiming back.

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

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Hi, Many thanks for the reply. For the bike one I only have the original agreement but it shows a one off gap payment of £114 and ppi payments of around £5 per month. From what I remember the agreement was paid for about 18 months, then I paid the remainder off.

 

With the Mortgage, It ran for just over 3 years and on the letters I have it says monthly insurance premiuim of £17. I thought this may have been buildings insurance but I think that was added to the mortgage on a yearly basis ( I have a yearly statement with it on ). But like I said, I dont know whether its worth upsetting the apple cart so to speak

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Hi

 

Ok lets get the bike one going and come back to the others later.

 

can you post up the agreement (MINUS ALL PERSONAL INFORMATION)

 

Use this method by dx100 uk

 

Scan the required letters/agreements/sheets

as a picture[jpg] file

remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

 

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf

than many single ones

or if you have PDF as an installed printer drive use that

or use word and save as pdf

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

then hit reply button

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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