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overdraft interest ???

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i know this is covered in the forums ( so i understand- i can only claim interest on what percentage of my overdraft has been made by unlawful charges)


but on my statements my interest charges add up to approx a 5th of my total.surely all of this can be claimed back on my spreadsheet as i dont think i agreed to being charged these amounts?


are these not unlawful charges too ?


im just doing my spreadsheeet now so i wanted to know what everyone else thought

thanks, and god bless us one and all:cool:



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Some people are now claiming reciprocal interest which increases the size of your claim quite a bit. There are a number of different methods for claiming interest now and lots of discussion in the General forum so it might be worthwhile spending a bit of time researching before you start your claim. There are several spreadsheets available in Vamps Chambers which you can get to from here. (You will need to log into google to get there). http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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