reliable collections - jd williams

[lonnie1973]

hi i am problems with rc/jdw

 

i was originally with a debt company for 2 years who i found out was not informing me of changes and agreements

 

i ceased my contract with them and decided to sort the debts out for myself which i thought i had,

 

two of the debts i have, i have had no problems with, they agreed to the repayments and all is well.

 

i contacted jd williams, explained the situation

they them put me through to reliable

they told me that i had to pay £62.00 every month and all charges would stop

 

i have then paid jd direct

 

i have received a statement from them with a service charge of £33.19

 

i contacted reliable and told that they can do that, but i was told when i agreed to pay them the amount all charges would be stopped

 

can they do this as its a lot of money and we cant really afford this but wanted to clear the debt.

 

please help !!!

[dx100uk]

moved to the cat forum

 

have a read of a few threads here

 

firstly

 

STOP usin the phone

 

vever ever discuss your debts on the phone

 

Esp to a DCA.

 

now

 

you need to fire an SAR of to JDW

 

lets get all the statements

 

and get reclaiming.

 

ALL your accounts will be littered with £12 penalty fees

 

for

letter / phone/debt management/late/over

 

they can ALL be reclaiming with the interest they have gained too.

 

dx

[lonnie1973]

since i was last on here i email to jd williams direct, told them of the agreement with reliable and they have since been in touch and have taken the service charge of, if i was to reduce my payments to them can they put the charges back on.

 

thanks

[dx100uk]

no they are still penalty charges

 

you say they've refunded ALL the charges?

 

i hope they cleared you cra file down as well then?

 

and paid the interest these charges cost your?

 

dx