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Accepted Full and Final with partial agreement on file can i challenge this?


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I have accepted Full and Finals with MBNA and Virgin Money back 9 months ago but when looking on my credit report it says partially settled is there any way i could challenge them and ask them to change it to fully settled or do you think i have no chance?

 

Thank you in advance

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No chance I'm afraid. You should have tried to negotiate on the credit file issue at the time - although they would probably have refused

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you should have burned the money

 

would have been of more use to you.

 

never ever make an F&F unless you stipulate 'settled' as a condition.

 

have you though of reclaiming penalty charges & PPI?

 

tell us about the debt please

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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