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juliet_lundie
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Hello everyone!

 

"Long time listener, first time caller";)

 

Well it's been just under six weeks since my first contact requesting statements to today when I received an offer from HSBC of £1040 in lieu of my claim for £1153.50.

Tomorrow they will be receiving the 'rejection of settlement' letter. *deep breath*

 

What's been everyone's experience at this stage of the claim. Am I likely to have to file with MCOL?

 

Cheers!

 

Juliet

19/08/2006 Request for statements sent, with £10 cheque.

26/08/2006 Statements received - cheque returned

05/09/2006 - Preliminary Request for £1153.50 sent by Recorded Delivery - NO RESPONSE

21/09/2006 - LBA Sent by Recorded Delivery

27/09/2006 - Letter received from HSBC offering a "full and final settlement" of £1040.00

28/09/2006 - Rejection of settlement offer sent by Recorded Delivery

04/10/2006 - Offer of settlement IN FULL from HSBC :smile:

 

*~~Thank You to Everyone for the Wonderful Advice~**

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19/08/2006 Request for statements sent, with £10 cheque.

26/08/2006 Statements received - cheque returned

05/09/2006 - Preliminary Request for £1153.50 sent by Recorded Delivery - NO RESPONSE

21/09/2006 - LBA Sent by Recorded Delivery

27/09/2006 - Letter received from HSBC offering a "full and final settlement" of £1040.00

28/09/2006 - Rejection of settlement offer sent by Recorded Delivery

04/10/2006 - Offer of settlement IN FULL from HSBC :smile:

 

*~~Thank You to Everyone for the Wonderful Advice~**

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Hi Juliet

 

I rejected the HSBC offer that they sent Im claiming £3125.00 and they offered me £2,000 I was tempted but decided to go for the whole lot they refused so I filed my MCOL last week which I have today found out that they are going to defend, whether they do or not well we will see but nothing will give me greater pleasure than getting my money back they are vultures!

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HSBC issue a defence so that they have 28 days to deal with things.

My advise if free and is worth exactly as much as you paid for it….

 

HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514 :)

HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980 :)

MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o

FREEWAY 28th Oct ~ offered and acepted £506 :)

TSB VISA MCOL £300 - court date 27th March 2007

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Well, today I received as letter from HSBC offering to settle my request IN FULL! I've filled in the acceptance form and posted it off and should receive the money in my account within seven days!

The whole process from start to finish took less than seven weeks and from Preliminary letter to Full Settlement it was only four weeks. I am so impressed and very thrilled, and now have a number of friends and colleagues I will be referring to this site.

 

Thank you so much for your advice and support without which I wouldn't have known where to start.

19/08/2006 Request for statements sent, with £10 cheque.

26/08/2006 Statements received - cheque returned

05/09/2006 - Preliminary Request for £1153.50 sent by Recorded Delivery - NO RESPONSE

21/09/2006 - LBA Sent by Recorded Delivery

27/09/2006 - Letter received from HSBC offering a "full and final settlement" of £1040.00

28/09/2006 - Rejection of settlement offer sent by Recorded Delivery

04/10/2006 - Offer of settlement IN FULL from HSBC :smile:

 

*~~Thank You to Everyone for the Wonderful Advice~**

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