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Hi everybody,

Like millions I am not sure how to start or do "PPI Claims".

 

I would like do it myself but I dont want to mess up things,

I think I got a good chance to get something I had several loans fron RBS and they all paid and fnished.

 

But the problem did i missold PPI or not I dont know.

 

I rang the bank and asked them have I missold PPI or not but they didnt tell me, they said I need write in.

 

I got no idea how many loans I had and Which years I had?

 

So first of all can some one please show me sample letter, finding out about all my loan details, PPI, etc.. at the past.

 

Also I got mortgage with them as well (still going on) is there ppi on mortgage too.

 

Thanks in Advance to everyone

 

Kindest Regards

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see my sig below

 

read some threads here too.

 

1st port of call SAR

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi When I rang Them, they just said, i need to write letter, they didnt mention about £10 , do you think is this £10 nessecary, should i wait till they ask £10 or is it better to just sent.

Sorry also, like i said i still got mortgage with them, is there a ppi on mortgage?

and they also used to charge some money when my over draft limit exeed £2 etc. is there anything i could do about this?

Regards

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time to do some reading as advise

 

there is no time limit to ppi

but you'll find difficulty getting od charges back unless its hardship or bcobs related

 

see my sig below here

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thx, i know i m asking maybe stupid questions but i m abslutelty useless about theese things, and its bit confusing for me.

but i m very gratefull for your help thx

regards

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no bother take your time

 

 

we're here to help

 

better you do some reading up

 

the more you read the stronger we become

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Hi everybody, I've received letter about my past loans and PPI's on my loans.

Amount Date Closed Insurance Premium(at outset of loan)

£3000 16 jun 2002 £498

£1500 09 dec 2002 £203

£5000 18 oct 2007 £1335

 

Theese are the figures ,i received,

Will I claim only Insurance Premium amounts, or is there another claims like interest on them, also someone mention 8% some other claim on PPI's.

Also I saw some PPI claim letter samples but I dont know what will i write for a reason,

Can some one plz Tell me how much my total claim and plz plzzzzzzz right sample letter for my claim.Can you plz attache best sample letter here.

My Kindest Regards

Bilo

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keep to one thread please for the moment.

 

WHO are these figures from?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you mean you sent the SAR ?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i dont know,what i sent but i got the sample what u told me,

but now stuck, hundreds sample letters but i dont know how much i can claim and what letter i should write, no idea...

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you'll need to workout what % of your PCM payment was for PPI.

and enter each monthly payment into an SOC [spreadsheet]

 

 

then fill out the FOS CQ [customer questioniare

 

details are below in the links

 

take it one step at a time.

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

it also helps to read and follow other threads

 

i hope yuo've been reading up whilst awaiting the SAR return.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I 've been rading ,its very complicated for me,

I just want a sample letter, which will cover my interest and other charges on my PPI claim.

Can't i have just a sample letter.I 've gone that far ,I dont want to handed to agency which will charge 30%.

Regards

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even the claims companies have to go thru the same hoops!

 

do it yourself

 

why dont you scan up what you have and we'll help.

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

.

ENSURE: remove all pers info inc barcodes etc using paint program

but leave all figures and dates.

.

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Amount// Date //Closed Insurance Premium(at outset of loan)

£3000 16 jun 2002 £498

£1500 09 dec 2002 £203

£5000 18 oct 2007 £1335

 

£498+£203+£1335= £2036

£2036x 8% = £2198,88 is that what i am trying to claim?:???::???::???::???::???:

Regards

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