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Thanks andy, sry for the wrong posting, will have a good read through. many thanks
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By the 16th Aug DX (not less than 21days pre hearing 5th Sept)
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Welcome to the forum. Firstly I am going to move you to the appropriate forum..(Barclays)this forum is for when you receive a court claim. Have a read of the following link with regards to Pre Action Protocol (letter of claim) and follow the advice given in that link. Regards Andy
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So you have...wow they were quick off the mark given the NOA was only dated 29th Jul and they have until 30th Aug to complete directions. Well I assume you been through their statement meticulously and countered their points in your statement? Just a couple of points with your statement...your statement of truth is out of date (see the defendants SOT) At 13 its should read " The Claimant seeks full reimbursement of £480.00, plus Claim issuance fee plus interest @ 8% (insert amount £0.00) pursuant to section 69 County Courts act 1984 plus costs. Andy
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Hello all. Im hoping you may be able to help. My brother confided recently to me that he has managed to get into an unbelievable amount of debt (relative to income). He explained to me that he believed the only way out for him was insolvency. Once he told me the amounts, especially Barclaycard, i was just in shock and told him that i believe they've lent irresponsibly. I started a complaint and after a load of nonsense from Barclaycard it is now been investigated by the ombudsman of which we are awaiting their findings. Due to escalating debt he was unable to maintain payments and he stopped paying them. He was defaulted and the debt has sold to PRA Group, and they have now sent a letter giving 30 day or they'll consider it for legal action. The card was taken out about 2000-2001 and the debt stands at about 16k. Now when i was complaining to Barclaycard it was pretty clear they have no idea about the account and his personal circumstances and i personally don't think they have a signed agreement. So my question is, what should i do next? look forward to hearing from you, it is most appreciated.
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