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    • https://www.consumeractiongroup.co.uk/topic/408156-cabotnolans-spc-claim-old-next-cat-debtclaim-dismissed/page/4/#comments https://www.consumeractiongroup.co.uk/topic/404240-arrowshoos-spc-old-newday-aqua-credit-card-debt-claim-dismissed-no-dn/page/4/#comments default notice win  https://www.consumeractiongroup.co.uk/topic/407490-meiii-cabotnolans-spc-claim-old-yorkshire-bank-loan-2nd-claim-dismissed/  
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    • With regard to your question on post 207 if you bring in the points that I made on the validity of the contract they are supposed to have with Peel holdings then mention that there are already doubts about the validity of the contracts that are being used by the PPCs and the OPS is a classic example. Once you are on there you should then try and get your other point in after that.   if it is in connection with the extra charge of £60 remind the Judge that the charge has been defined by many Court across England that the charge is an abuse of process which was covered in PE v Beavis at point 198    " The charge has to be and is set at a level which enables managers to recover the costs of operating the scheme"  IE the £100 charge covers all their expenses so nothing should be added.   as their WS claims an extra £60 that could be judged as perjurious since it is an additional sum that should be known by VCS and the author of the WS as a double recovery. Especially as they have already lost in Court for the same reason.   Another cause to prove that they do not comply with their Code of Conduct. file:///C:/Users/User/Downloads/CamScanner%2008-05-2020%2016.34.59.pdf  Byelaws are statutory not arbitrary as their WS said on no .42 .   Best of Luck.   The above URL does not work but this one does http://forums.National Consumer Service.com/index.php?showtopic=133001    [20.1 is where  VCS  lost then 20.2 where they appealed and lost again . But read the whole thread as it may help you in other ways too.
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    • stop doing nolans job for them... there are numerous threads here in the same forum yours is in     no DN info to follow   dx    
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Global And Old LTSB credit card Debt


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Hi All

 

As you can imagine I'm here seeking help and advice. I hope I've put this in the correct forum - if not my apologies.

 

The reason for posting today is not about my current debt problems (I'm reading all the advice on that separately) but relates to a very old debt.

 

This morning I got a call on my work mobile.

The number was unavailable but that is not unusual for my work calls.

When I answered it the caller asked to speak to 'My First Name Only', when I queried he then used my full name.

I advised I was he, and he asked me to confirm some information, which I refused to do.

In short he used all the usual tricks these jokers try (data protection etc) but got little joy.

 

He did eventually say that he was representing LTSB over a a credit card debt.

He gave a fair amount of waffle about how I had signed a legal agreement,

about how the only reason the 'bailiffs' had not taken goods was because I'd moved without leaving a forwarding address.

The address they had was my fathers old address - he passed in 2005.

 

 

In the end he hung up saying he was sending me a text with their number and adivsed if he didn't have my address

by 5 today they would 'go to court' (not sure which address they'd serve papers to of course :) )

 

The debt they are after is 13 years old (at least).

I'm fairly sure I've had no communication with them on is since around 2000 - but at worst it would be 2004.

I'm not aware of any CCJ relating to it and having searched the relevant addresses can find no record of a CCJ.

Based on what I have read on here I believe these debts will be statute barred.

 

I wondered what my next best step is, ignore them or what?

 

 

I certainly have no intention of engaging in any telephone conversations with them and don't have any address to write to.

 

 

I'm half tempted to have some fun winding them up as I'm sure the debt cannot be enforced

and I'd be interested to see how desperate their threats get.

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Its statute barred and Global seem to have bought a shed load of SB debts and are happy to bully and threaten people, bailiffs coming round ohhh thats a good one I like that, I'm wondering if admin might get a thread going with all Global seemingly nasty tactics.

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

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You could really do with closure on this, if it was me I would send the statute barred letter by recorded delivery....what a pity you couldn't record the conversation, if they call again and you are able to then DO record it - This is the template letter - http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred - keep us posted...

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

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I'm going to call them later once I've got the ability to record the call so that I can get an address to send the correspondence to. Should I just send the statute barred letter or should I first send teh CCA letter?

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Forget the CCA request, that will still give them a reason to pester you....Once you state that you have no intention to pay towards a debt that is statute barred then they HAVE to stop harrassing you.

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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Just a quick update on this. As i have no correspondence other than a text demanding I call I decided to wait until they got back in touch. So far nothing, not a call, or text (unless they are trying my landline which I never answer).

 

Considering how persistent these guys usually are I'm surprised I've not heard more.

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  • 4 years later...
4 years on and not a lousy letter or a call - I might rip all their pictures off the wall!

 

Did you ever send them a Statute Barred letter.

 
 

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Apart from the initial call I never heard another word from them, didn't have any details, wouldn't have known where to send anything. The least persistent parasites I've ever encountered.

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