A CCJ in 2005?

[sandman131]

so that means until they apply to have name changed they cannot enforce ccj and you continue to pay original claimant

[dx100uk]

def!!!

 

dx

[sandman131]

thanks for the great advice,i will ignore the dca who has bought my ccj from lloyds

[dx100uk]

help needed on one point my wife had ccj in june 06 never been chased for amount of ccj it is coming off credit file soon but we have now started to get letters from a dca about the amount before it went to court in 06,we have no idea who it was for,is there any advice you could give us to get this sorted out,we only found out about the ccj when looking recently at credit file

 

to stop confusion

i would start a new thread on this one

but i'd sit on your hand

the dca will know nowt about the ccj

 

dont tell them!!

 

dx

[sandman131]

great cheers for advice

[Saskatoon]

So RW needs to go back to court and have themselves substituted as the owner of the debt? I am writing to Barclay in Leicester to see if they can dig anything up.

 

Something funny did happen when I last done my enhanced CRB (criminal records check) for Portsmouth City Council for my work, I was asked to attend Waterlooville Police station to have my finger prints and DNA taken? When I asked why - they said there is another person with matching details who committed a bugulary locally and lives in my town with my name? Obviously he doesn't have my fingerprints. There could be some foul play maybe?

 

I will wait until Barclay get back to me with regards to account info they have or what I might have got up to in a parallel universe that I was not party to.

[dx100uk]

the CCJ will be NOTHING to do with anything crimibal

it 'was' a civil debt.

 

to be honest

i'd not be writing or contacting anyone anymore

 

the real issue here is your continued phone conversations with robbersway

 

you got them thinking they could spoof you with a little more BS.

 

they will NEVER EVER put in writing the garbage they state on the phone

to spoof debtors into paying.

 

i one saw a post here recently that stated a whopping 75% of a DCA's income

is on debt they had no legal right to collect on.

 

DONT be a mug anymore

 

ok

you didn't know about CAG then

 

but you DO NOW.

 

ignore any futher comms by WHATEVER method.

 

and get on with your life

 

dx

[Saskatoon]

Thanks everyone!

[Saskatoon]

RW have got their phony solicitors to send a letter saying that this debt is not statutory barred and it will not be going away.

 

It also says I should make a payment offer within 14 days.

 

I still do not aknowledge this debt is mine nor am I offerring them something until they have been back to court

and had the debt resubstituted in their name right before the judge chucks it out for being so delayed in claiming it.

 

Barclays still have not come back to me to shed any light purely because I think they can't?

[dx100uk]

ignore

 

dx

[sillygirl1]

You are doing the right thing, if they cannot prove it is you then they should shut up.

 

You can now report Barcalys to the Financial Services Ombudsman and Robbers Way to the OFT and Trading Standards, tell them they are abusing their position, demanding money with menacies and without proof you are the actual debtor and generally harrassing you to the point of despair.