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Query on 8% interest


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Hi just managed to work out how to get the excel templates what a nightmare ive had with that, anyway on looking through the threads and faq site, am i correct in saying when i send my letter away asking for my unlawful charges refunded that although the template works out the 8% interest im not wanting that until i take them to court? that all im asking for is the money they have charged me unlawfully? and if i dont get it then im taking them to court and looking for the 8% added on?

 

June x

Data Protection Act sent 27/06/06

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100% correct June :)

14/09/2006 - Data Protection Act letter sent to my bank.............here goes :D

28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000 :eek:

04/10/2006 - Prelim letter sent for charges of £2037 :rolleyes:

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Just another item on calculating interest - at work (I work for a firm of Solicitors in Manchester ... not Cobbetts!!!) I use this online simple interest calculator - hope it helps folks:

 

Hardwicke Building - Calculator - Simple Interest

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Thanks very much both of you, i dont feel so thick now, just dont want to do something and then muck it up, though will have to take them to court on 2 accounts as its over £750 for the 6yrs and as i live in Scotland its only that amound i can claim at any time but if i get the £750 in the first place i will be over the moon with that, just need to work out how to split it up lol

 

oh the joys but i will certainly have fun with this one

 

June x

Data Protection Act sent 27/06/06

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June.......you can use summary cause and claim up to £1500 instead of a small claim. Search the forums.......theres quite a bit of info on. Or read the thread Mairi V BOS. Its another option for you.

 

Gav

14/09/2006 - Data Protection Act letter sent to my bank.............here goes :D

28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000 :eek:

04/10/2006 - Prelim letter sent for charges of £2037 :rolleyes:

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