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What would happen if I claimed back my ppi on credit cards and loans when they where put into my trust deed. My trust deed has b een discharged. Will my creditors have any claim on my claims:?::?:

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I think they do - i am sure there is another thread in this forum where is was bancruptcy was in the question.


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Hello there,

 

We had this exact query come up recently for one of our callers.

 

After a bit of further research we discovered that the position is that you CAN make a claim against a lender for mis-sold PPI so long as both you and the trustee are discharged from the trust deed. Discharge means that:

a) You have been released from your obligations and liabilities under the trust deed; and

b) Your trustee has been released from their duties under it

 

It's a complicated area and you may wish to seek further advice before deciding on progressing.

 

Hope this answer helps,

 

National Debtline.


For Free, Confidential and Independent advice: 0808 808 4000

Monday - Friday 9am to 9pm // Saturday 9.30am to 1pm // 24-hour voicemail. Please leave a message to request an information pack. http://www.nationaldebtline.org // http://www.mymoneysteps.org

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Hi I

don't know if this is the correct place to ask this question but here goes,

 

 

I had a protected trust deed (Scotland) over 7 years ago

 

 

I remortgaged my house and after 1 year I was discharged from the protected trust deed.

 

 

I am now receiving PPI letters from my bank concerning refunds on my PPI

but the banks are saying that as I am in a trust they are sending the checks to my old trustees.

 

 

My trustees have now told me that the legislation has changed

and they will now apply again to the banks to be reinstated as my trustees

and the money distributed to my creditors.

 

 

I have enquired with other insolvency practitioners and as far as they are concerned this money should come to me.

 

 

Is my old trustees telling the truth about the law changing it are they just at it.

 

 

I would really appreciate any replies on this.

 

 

Thank s

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Thank you dk100uk that is a fantastic site very informative.

 

 

It has given me so much information about this topic and I can assure you I will fight this.

 

 

I certainly didn't know that I would be put back on the register of insolvencies

just because these trustees have found another way to make money of us.

 

 

I will not give up on this I will fight it to the bitter end.

 

 

Thank you agaib

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yes but don't pay or give anyone

free money for advise that's free elsewhere...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Definitely not. I am going to see a welfare rights officer next week and he is part of a law firm so I will get some advice from him. I just think that a letter with letter heading from a law firm will make my trustees see that I am serious about challenging them in court. Thanks again.

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