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    • Thanks I just had a quick look.  Will study over the w/e My friend does have kids. But it's a really dysfunctional family.  They don't talk.   Many years ago he sold 2 property assets and gave them a lot of money (enough to buy homes w/o loans) .  They've done nothing for him in the last 2 decades. And he altered his will so his new partner gets everything; the kids nothing (more). The 1st form I glanced at - to be deputy - asks for family details.   If I give his kids details I suspect the authorities may say they should get the deputy job instead?  Then  they will steal the money and give nothing to his partner. I can get a copy of the medical assessment  - and get it translated.  If need be.   This has all happened very quickly.  He got sick. And that must have kick-started dementia.   He was fine to hold a detailed conversation 6months ago; now he cant
    • Hi I think the only way around this as he lacks capacity is someone is going to have to apply to be a deputies via the Courts as he has assets here in the UK and a UK Bank Account which will take time and there will possible be Court Fees to make the application. Also if the Lack of Capacity (Dementia) was diagnosed abroad the person applying for deputies will need that diagnosis and it will need to be translated legally for the UK Courts so possibly cost for this as well. Also for reference although you were assisting them before the lack of capacity and had authority to act on there behalf that no longer stands due to there diagnosis of Dementia therefore Lack of Capacity so you no longer have any authority legally to act on there behalf unless the below is actioned or someone has Power of Attorney for that individual (which was setup before the Lack of Capacity) Have a wee look at these links: https://www.gov.uk/become-deputy https://www.lawsociety.org.uk/topics/private-client/mental-capacity-international-aspects#:~:text=You might need to make,act within the foreign jurisdiction https://www.gov.uk/government/organisations/office-of-the-public-guardian I have got to ask with the Dementia diagnoses are you 100% sure the diagnosis states they Lack Capacity as not everyone that gets a Dementia diagnoses may lack capacity initially. Now the Office of the Public Guardian link above you could also consider giving them a call just to give them a brief on this situation and get there advice on what documents etc are needed for deputies to be appointed as the person with Lack of Capacity is abroad.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I sent all the standard letters with no joy etc. So filed with moneyclaim - Lloyds had until 3rd April to reply - they didn't. So yesterday I filed for a judgement against them. However, that judgement has now been rejected because apparently Lloyds acknowledged the claim on the 4th of April.

 

Moneyclaim is saying that I can take no further action - is that it? Have Lloyds won?

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hi

 

 

do not worry lloyds have not won they have only acknowledged your claim.

this gives them 14 days to file their defence. it is just a stalling tactic. if they do not file their defence in 14 days you have won.

read other posts in the forum this is standard.

 

 

 

 

good luck

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I realise they have now acknowledged it (even though it is a day later then allowed) but I have already filed for a judgement which has been rejected - does this mean end of case or am I able to file for another judgement for the same case.

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they did not allow judgment because they have acknowledged the claim. although

the rule is 14 days most county courts tend to give a couple of days leway

it is not the end by any means wait the 14 days and see what happens.

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It has been rejected because the case is still ongoing now that they've acknowledged it. The clock is still running on the case as they now have 28 days from the date they were served with your claim in which to enter their defence. If they have not entered a defence by that date you will then be allowed to enter a judgement.

 

Lotta

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Phew - I thought there was some kind of rule of not being allowed to resubmit a judgement! Thanks - for a minute there I thought lloyds was getting to keep my money.

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  • 6 months later...

This is all good stuff but has anyone actually won with Lloyds? I haven't found any threads confirming this. If anyone out threre has actually received money back from Lloyds, please spread the love and let us all know cos we need some encouragement!!

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Hi dobsbobs

Yes there have been plenty of success stories. Take a look at the survey results and there is also a sub-forum with all the Lloyds TSB success stories in.

I personally have received a settlement letter today for just under £2k.

Barty :)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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This is all good stuff but has anyone actually won with Lloyds? I haven't found any threads confirming this. If anyone out threre has actually received money back from Lloyds, please spread the love and let us all know cos we need some encouragement!!

 

 

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/ What about all these!!!! ;-)

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This is all good stuff but has anyone actually won with Lloyds? I haven't found any threads confirming this. If anyone out threre has actually received money back from Lloyds, please spread the love and let us all know cos we need some encouragement!!

 

A better question would be, has anyone actually lost with Lloyds!!

 

The answer is no; despite all their claims, disclaims and attempts to make people die of laughter at their impression of an ostrich, Lloyds have always paid up a couple of days before they would have to explain themselves to a judge.

 

Tim

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batman2.jpg

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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