power2contact help!

[deedee40]

hi i am looking for info on power2contact,they have issued me a card wich says to call them within 24hours,this is regarding a debt i have with united utilities,they say if i dont get in touch they will make a application for a warrant of entry from the courts wich will cost me more,i am a single mum on benefits looking for full time work and am worried please any help advive would be really helpfull

[dx100uk]

tell us the full story please

 

what is this debt about etc etc

 

dx

[citizenB]

As far as I am aware, Power2Contact are not a bailiff company and unless they actually issue a claim against you then they will not be able to apply for a warrant of entry.

 

Have you an arrangement to repay any outstanding debt with the Utility Company ?

[deedee40]

hi sorry it is a water bill,

what has happened is my partner and i split up and i have just recieved a number of letters for outstanding debts which he must of hid from me,

so i have sorted the majority of them out,

 

payment plans coming out of my ears but they ARE being paid,

then this arrives on my doorstep

 

,i have gone through everything and as i can tell they (united utilities)have asked for payment before ,

offered payment plans and so on he has ignored them and now we have come to this,

 

this water account was in my name so i am obviously resposible for this,

but didnt know,i thought it was all in hand being paid for,

 

i am not disputing any of this mess but if i had known i would of sorted it out a long time ago,

it wouldnt of got to this!!

 

where do i go with this,

i do not fancy answering the door to these people and am quite worried about the application for a warrant threats,

 

please help!!xx

[dx100uk]

ok thats good news then

 

they CANT get a warrant its a spoof

 

water is NOT a priority bill unlike other util bills.

 

under humans rights act THEY CANNOT cut you off!!

 

the water co might make noises that it in THEIR T&C that they must be paid upfront or at the start of the 'year' shall we say

 

in all truth as long as you settle by the 1yrs end of their 'yearly' bill you'll be ok.

 

so have you any bills to give you that date?

 

then you need to phone the water company [are you SURE this is through united utils?]

 

and make an arrangement.

 

think thats how it all works

but UU are a strange bunch if it IS them that supply you water.

 

dx

[deedee40]

thanks,this helps a lot,so what shouldi do next get in touch with uu or not? x

[dx100uk]

so uu def are those you pay for water

got bills?

 

yes talking them is your next move

 

dx

[deedee40]

what even though they have asked for payments and sent letters previously,they will still want to speak? do you think they will actually take it on board?

[dx100uk]

it was not you

i think you can easily explain the situation to a certain extent.

without giving anything too personal away.

 

dx

[citizenB]

http://www.nationaldebtline.co.uk/england_wales/page.php?page=35_options_for_dealing_with_your_debts

 

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/PlanYourWayOutOfDebt/DG_10013291

 

 

If you have a few debts that you are struggling with, why not have a word with National Debtline.

 

There are several options that might be open to you.

[deedee40]

thanks for the info i will get onto them in the morn,and i have sorted all the other bills ect it was this that appeared today x:mad2:

[dx100uk]

anything thats not a priority bill

mortgage/gas/elec/rent/ctax

should be put down to £1PCM.

 

if you want help

list the debts and whom has them

and

we'll help

 

i'd also get a copy of YOUR CRA file too.

 

let get the ducks in line

 

dx