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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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IUC help please


mummy9kids
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Hi,

 

i wrote a while back about my situation. Me and my husband decided to seperate late 2008 and he moved to manchester staying at families, namely his Dads who sadly passed away on 21.12.11. I met a new partner and got a new house, but the very day i moved out, the new man decided that he didnt want to take on my children so i came back here. I decided to do something and found myself a job and got off IS. This was March last year. My hours were 6-10pm so the childrens dad started staying to help out.Out of my own stupidity, i didnt inform anyone as i wasnt sure how things would go and at the time my contract was temp.

 

Anyway by summer we decided to start to try and re kindle things.

 

I got a complience letter off tax credits and had to have a recorded phone interview. I explained everything and owned up. He said that he would have to class us as being a couple since March ubut that as he was not working, there was no overpayment. He was satisfied with that. Case closed.

 

I informed hb that week that he was there and they didnt ask any dates or anything so i didnt say anything. I then got all of the council tax and hb forms and no amounts had changed. We still get full benefit.

 

Today i recieved a letter for IUC for housing benefit next week, but i cant go as its my father in laws funeral, but they are ringing with another date.

 

How do you think this will go? i will tell them exactly the same as i did Tax credits

 

We were also planning to move out of this town very soon, even possibly to france as my dad has a house and jobs there if we wanted them.....will we be able to?

 

any advice would be great thanks

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Sorry, I am absolutely no expert in this, but just to clarify: you're getting an IUC for having your ex husband living with you when there was no financial gain in it for you at all? Your housing benefit hasn't changed, and your tax credits haven't changed? Have you been to see CAB, and tried to source legal help for this? My understanding is that you don't have to attend a IUC, and/or you can submit a written statement, although I have seen Fraud Investigators post either on here or elsewhere (might have been on rightsnet) stating that if you opt for this route, then you have no recourse for clearing up their misunderstandings. But if you've not done so, I'd get in to speak to a CAB adviser.

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Thankyou for you reply. yes thats correct. i didnt inform anyone when he came back in march as i wasnt sure what was goig to happen...then i got a compliance letter from tax credits in october. Sent off everything that they asked for and then had a phone interview. I basically got a slapped wrist for not saying anything and my claim was stopped and we put in a joint claim which came through just before christmas and we are actually getting a bit more than before.

 

when the compliance letter came i went online on housing benefit and did a change of circumstances that he was her. A week later i had a letter from them saying that tax credits had told them my claim had stopped and asked why and to take in wage slips.

 

the next day i did that and i said to the woman that he was living with me and she said "oh thats why the tax credits stopped then as you will have put in a joint claim" i just repiled yes and she had my online change form so just added his name. she also rang her boss to check as usually the claims grt stopped whilst they recalculate but her boss confirmed that this one wont as my husband looks after the children so i work and there was no other income.

 

about a week later i recieved the letters confirming that i still get full benefit

 

then this letter came today. Wondering whether they know tax credits investigated? theres certainly nothing else?!

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So they can still claim you didn't notify them of a change in circs. But there is no loss to the public purse. Not heard of anyone being prosecuted for that, although they can do. In todays state of affairs, it's unlikely they would shell out to take someone to court when their is no over payment, but that's no guarantee.

IF it was me, I would go along to the IUC & explain the situ, making sure I stated, whilst the tape is running that there is no over payment & in fact you weren't claiming the amount you should have been. If you don't go, they could think there is more to it, & push forward with a prosecution, just giving you the lengthy possibilities.

Fingers crossed you would end up receiving a no further action letter a couple of weeks after that interview.

As for France, it's unlikely this would affect that.

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Thankyou for your reply...i am going to go and just tell them the truth...thats all i can do. There has def been no financial gain to us. It was just my stupidity of not informingg any as i worried about it all stopping whilst they sorted new claims. My own fault

 

what i meant about france was... my dad lives there and i adore the.place. he found us a house that we could live in and we were hoping for a fresh start....i was just worried as we were due out within the next few weeks. so im guessing i have to hold it off until a decision is made??

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re Statements in lieu of submitting yourself to an interrogation at a IUC ....you are cautioned ....if you fail to mention something in a statement that you later rely on in court ....then the DWP or a LA can draw an adverse inference from it i.e. accuse you of being evasive . The worst scenario I can foresee is failing to inform , but there seems to be no element of fraud ...hopefully common sense will prevail ....there is a lot of pressure from on very high these days and it is not necessarily handled that well down the food chain .

 

A slap on the wrist ....at the very worst ?

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yeah a fishing expedition ramped up to a " articulate-able suspicion " ....somebody or some people looking for brownie points or under pressure and not fancying a visit to JCP + him or herself or at best trying to give an impression of " doing something "

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yeah a fishing expedition ramped up to a " articulate-able suspicion " ....somebody or some people looking for brownie points or under pressure and not fancying a visit to JCP + him or herself or at best trying to give an impression of " doing something "

 

I'm no expert, but to my ignorant eyes, this looks like it should be more 'customer compliance' than 'IUC', unless there's something else that they're looking into.

Edited by Stan Lee
To remove idiotic, ignorant sentence
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Theres def nothing else! I rang yesterday to make another iuc and she said he was out and would ring back either yesterday or this morning.......i rang again at lunch time and she said he had been out and he would ring this afternoon......have i heard anything?! nope!

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Sorry, I'm not meaning to alarm you: more experienced posters than me (Bustard, for instance) seem to think that it's very possible that you're getting an IUC on flimsy grounds (i.e. it's a fishing expedition). I'm not meaning to repeat myself, and apologies if you've already done so, but it is well worth your while getting down to the local C.A.B., and/or trying to source a solicitor who has had experience of benefit fraud (CAB should be able to advise you) to get advice on this.

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there is pressure from the Govt to get convictions for benefit fraud , as the percentage went down under New Labour , which will work it's way down the food chain and will not always be handled very well ....bit of a willy waving " we're tougher than them " contest ....good legal representation is recommended .....

Edited by Bustard
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