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Business Loans, Overdaft and Personal Guarantee


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I had 2 business loans and 1 overdraft facility on my business account with Natwest They got me to sign a Personal Guarantee at the branch when I took out the facilities, in fact I signed 1 when I took out the first loan and overdraft then had to sign another increasing the limit for the second loan

All was fine for the first year then this year the business ran into some financial problems

 

Natwest has now closed the accounts and has started calling on me to pay the outstanding balance

 

I am in receipt now of a letter from RSM Tenon inviting me to call them or attend a "face to face" meeting to discuss repayment

 

I want to make sure I do things correctly any suggestions?

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