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top up tv - wescot services


bluedannyw
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I cancelled my direct debit with Top up tv expecting them to just cancel my service.

I then recieved a letter from top up tv asking me to call up a given number to arrange my direct debit.

 

I called the number, but the number was no longer valid, an altenative number was given but when i called that i was left waiting for ages.

I believed that this would only be a way for them to try and talk me out of cancelling.

 

Then i started recieving text messages from Westcot services asking me to call them.

I have had problems with debt collectors in the past so was not 100% sure what exactly they wanted.

 

Finally I have recieved a letter from westcot services working for top up tv asking for £10.99.

What I can not believe is why have they not actually sent me a bill for £10.99?

They have gone straight to a debt collectors.

 

Due to past problems I will not deal with these debt collectors and will not pay through them.

I have tried calling the top up tv number again and the line was busy again.

So i will now send a letter to top up tv with a cheque for £10.99.

 

What i would like to know is where can i complain about there actions?

surely they can not pass my details over to a third party debt collection without even sending me an initial bill.

 

I am not happy as they have started calling my mobile, they called this evening at 9pm.

I will not deal with them on the telephone, and also I dont like the idea of my number being passed to a debt collection agency as this inturn could be passed to other debt collection agencies.

 

Also I have been trying to rebuild my credit rating just for top up tv to ruin it for £10.99 they never even billed me for.

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welcomne to the great world of dca's

 

ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX, Oh i'm very diverse in the world of dca's, I think I have had dealings with more than half of the companies working in this country.I am just so annoyed, I will be writing to top up tv to pay them and give them a piece of my mind. I just wanted to know if I can make a complaint against them for passing my details over when they have never billed me? and who to? Surely its against the data protection act 1998? I'm more worried about them passing my information such as my phone number to other DCA's. I have already changed my mobile number once to stop harrasment in the past and now a lousy tv channel company have put me back 5 years.

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Tell wescot you are going to drag this out so calling your mobile costs them more than £10.99

Ash.

 

If you think I have helped you, please add to my reputation by clicking the star button to the left.

Thankyou.

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it this on your cra file then?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I haven't dared check my cra file lately.

 

But I was led to believe any details of missed payments were applied to the file.

 

Also every time an account is passed to a new company (ie debt collector)

they then added there two penneth saying that they hadn't been paid either.

 

I must admit i'm not too sure how it works,

once one debt collector passes the account on does their input get added to the file?

Because I have some existing debts which have been passed from one debt collector to another other the years,

so do they have a list of non payment to all of them??

 

Also some of my existing debts are just becoming statute barred,

Can i have these removed from my credit file as they are no longer collectable

or can you demand they are removed?

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debt fall off a cra following 6yrs of no financial transaction on YOUR behalf or ack of the debt in WRITING

 

you need to check the file.

 

pass the parcel should not add ANYTHING to a debt

 

dont forget

 

these dac's have NO LEGAL POWERS

 

they are NOT bailiffs!!!

 

ignore them.

 

go do that CRA

 

you might be paying debts that are dead!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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