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Bank Loan Settlement Fines/Charges


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Hi,

 

Not sure if this is the right forum or not (moderator, please feel free to move accordingly).

 

 

When making early settlement of bank loans, banks seem to be charging quite a heavy fee/fine.

 

Stricly speaking I know I signed a contract etc etc, but in this instance I have been sat on this loan for 5 years now and it's around 6 months from maturing. 'm a little worried that my circumstances might change during that period - and I have a decent sum to contribute now, however the settlement figure seems a little on the heavy side (considering the outstadning balance).

 

Question, are these justified?

 

 

Your thoughts?

 

Cheers,

 

James

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