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andrew hart/paydayoverdraft claimform - Payday Loan Problem


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Coledog - it was my understanding that even though his unfair charges are in the contract, that does not necessarily mean that they are enforcable. Is that right or have i misunderstood?

 

I'm hoping that the big tipping point for me wil lbe that he has denied receiving any payments in the POC, when i have in fact repaid 3 x the original loan amount.

 

No one to go to court with me at the moment - everyone is at work unfortunately!

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I think that you have a good chance of fighting this - particularly taking into the account the behaviour of this character. I am just concerned that you get some decent support with this, may be worth trying to get a legal rep or 'McKenzie friend' to go with you

Please support CAG and they will support you.

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What's a Mackenzie friend?!

 

It's at Luton CC because i live in Hitchin. It's a long way away so please don't worry. I think my Dad will try to come if possible - he's a solicitor.

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I only told him about it after it had been struck out and I thought it was all over and done with.

 

He's going to help me finalise my disclosure things tomorrow.

 

They have to disclose all their docs to be right? What's the betting i never receive those documents....

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14th May.

 

Honestly, i don't want you to have to come all that way because of this moron (IMO). Let me see what my dad says.

 

I have drafted out all the details for my witness statement. Would anyone mind if i emailed them to you?

 

By the way, Silly Girl - i sent details of everything to Stella Creasy and she replied almost straight away. SHe seems to be on the case of these companies!

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14th May.

 

Honestly, i don't want you to have to come all that way because of this moron (IMO). Let me see what my dad says.

 

I have drafted out all the details for my witness statement. Would anyone mind if i emailed them to you?

 

By the way, Silly Girl - i sent details of everything to Stella Creasy and she replied almost straight away. SHe seems to be on the case of these companies!

 

SHe's actually tabled a debate in parliament in order to get the law changed that the PDL's exploit in order to exist. Theres also one of the top solicitors in the country on the case too.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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The problem with this guy, is i think he must know that he's contravening all the regulations, but doesn't care or believe the regulations applicable.

 

They do say that grandiose self worth is one of the main indicators of psychopathy....

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As far as I am aware, Hart has never taken one of these claims as far as a court - he has always pulled out and seems to prefer intimidation. Not sure he even has a legal rep.

 

As I have said - some judges will be of the opinion that an agreement is an agreement - others will be prepared to listen, but hopefully if you can submit some decent documentation this may see him off

Please support CAG and they will support you.

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I would say to him to write it off due to the stress it has caused you - and all the costs you have run up in getting to the court stage...

 

Play him at his own idiotic game.

 

Oh, I would also inform the court of that offer... have you got a recording of it.

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If he wants to make an offer he needs to put it in writing. if he refuses, then you know 100% that he's up to something.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It really sounds as if he knows he is going to lose, so is trying to settle out of court for anything he can get, and doing it in a way that he thinks doesnt have traceable evidence.

 

Infact there was a post on here, yesterday or the day before that really sounded as if he wrote it. Criticizing the help people get on here saying nothing was true with what anyone here said. It does seem like he;s getting very desperate now.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It was moved to an admin only area. And as it being his solicitor, i think Mr Hart needs a new one, as its pretty obvious he's VERY bad at what he does.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes, I remember the poster, kept misquoting me and asking me to apologise, which I have done when I have been wrong, and also picked on another PDL helper, seemed to post all over the site but the site team banned them, they came on twice as two different user names but essentially the same message, the PDL help here is naff and inaccurate.

 

The advice given here in the PDL forum is based on actual experience, not imagined or made up to suit the purpose experiences you read about in the likes of the Daily Mail.

 

I wonder what the DM would make of Mr Hart and his myriad operations!

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