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Help with Swinton


Phonesurgeon
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Ok guys i need some help...

 

Problem: Car insurance Broker: Swinton

 

Story so far: had car insurance ending 29/10/2011, and a week prior i went to my local swinton office to ask about a renewal quote.

I also stated that found a lot cheaper quote(280 quid) and if they could beat it, i would renew, otherwise we were parting company!

I did decide to pert company in May 2011 after a mighty cock up from them.

 

So no renewal quote, my insurance contract ended, and I took my business elsewhere. and cancelled the DD.

 

12th November we received the cover note, the schedule of payment(868 quid renewal), the CCA agreement etc... and a thank you letter for renewing the insurance! Never returned any document as by this point i was already insured by a different company!

 

Roll forward to today... Swinton have just charged over 200 quid to my wife debit card... and she never gave Swinton any authority!

 

What do i do now? my first thought is call bank fraud team... and go talk to manager at my local branch...

Anyone could give me the lowdown on the various legality?

 

Any help much appreciated.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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