Jump to content


MCOL filed today!!


Don1
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6377 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Cheers Kazzy, ill be waiting for the postman!!!!! It seems to have gone on for ages now, hope its straight forward from now on!!!

 

Well Done by the way...Enjoy spending!!!

Link to post
Share on other sites

try to refrain from rugby tackling your postie to the ground for your letters lol.

 

As for spending, aside from the donation to this site and a cheap get-away deal for my 30th birthday in january. taking hubby and kids to disney paris for 5 days(only £400 - even with the cold weather Im thinking "BARGAIN!!".

 

other than that though, Im sticking the rest in my savings account. Maybe boring I know but approaching the big 3 0 makes me think i should be acting a little more responsible with my dosh and never again letting snowball charges make me feel miserable about opening my statements lol. This money can prehaps make sure I never end up in this state again (i sincerely hope!)

 

dont quote me on it or anything tho....:D

Kaz :)

 

 

HSBC

claiming £2749 (£3400 with court cost & 8%)

mcol acknowledge 25/09/06

DG requested breakdown 5/10/06

Breakdown sent to DG 12/10/06

 

Yes Car Credit/Direct Auto Finance

CCA request sent 18/10/06

 

Whilst my aim is to be helpful, its reasonable to assume I am not a professional and am (dare I say) not always right. Seek professional help if in doubt

:-D

 

:lol: If i have intentionally or accidently said something of relevance or use to you, please click the scales:lol:

 

"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain". - Robert Frost

Link to post
Share on other sites

DG have until saturday 28/10/06 to enter a defence or make a full offer. Do i win be default if they dont reply by then??:p

3rd August 2006 - Sent request for 6yrs statements

24th August 2006 - Received about 30 envelopes with last 6yr statements!!!

25th August 2006 - Sent Prelimary letter requesting refund - No Reply!

11th September 2006 - Sent LBA letter - No reply!!

25th September - Filed MCOL for £3521.03 plus £120 court fees

18th October 2006 - Letter from DG Solicitors asking for breakdown of costs

20th October 2006 - Sent breakdown

Link to post
Share on other sites

yes you do.

:D

but the battle doesn't stop there.

They will ask for a stay, which they are likely to get.

The best course of action is not to shout a lot after you get judgement, let it lie for a couple of days and them ask for the payment via the court.

They will still try to get a stay, but now having a baliff on them things will be a lot better in your favour.

Link to post
Share on other sites

:D Cheers for that

 

Just hoping that it doesnt go that far, feels like this has gone on for ages now..Not giving up though..They would have received the breakdown on monday 23/10/06..so hoping i get a reply by saturday........

Link to post
Share on other sites

I'm finished.

I received an offer 3 days before the MCOL 28 days expired, offering full payment plus court costs.

It didn't include interest but as the amounts involved are relatively small I'm happy with the offer.

Interestingly I got the court AQ a day or two later telling me HSBC had entered a defence.

Link to post
Share on other sites

Allocation Questionnaire received yesterday...Any suggestions as to whether i should hang out a little longer as it doesnt have to be returned until the 13th november?? Or if i should just send it back..I really dont want it to drag out much longer:confused:

Link to post
Share on other sites

Hi Don1

 

Did you ever manage to get a email address for Julie Kyle or did you just post your breakdown as I have too had a request for the breakdown of charges and want to email them as don't have access to a fax machine.

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

Link to post
Share on other sites

  • 2 weeks later...

Just to keep you updated i now have until the 13th November to file AQ....No offer has been sent.. It seems this whole process is taking longer and longer.....

3rd August 2006 - Sent request for 6yrs statements

24th August 2006 - Received about 30 envelopes with last 6yr statements!!!

25th August 2006 - Sent Prelimary letter requesting refund - No Reply!

11th September 2006 - Sent LBA letter - No reply!!

25th September - Filed MCOL for £3521.03 plus £120 court fees

18th October 2006 - Letter from DG Solicitors asking for breakdown of costs

19th October 2006 - Sent breakdown

26th October 2006 - DG Filed defence

28th October 2006 - AQ received - have until 13th November to send back

Link to post
Share on other sites

Left a message for Julie Kyle yesterday...Had a voice message this morning from somebody else at DG to say that a settlement offer should be with me by tomorrow..fingers crossed...will keep updated...3rd August 2006 - Sent request for 6yrs statements

24th August 2006 - Received about 30 envelopes with last 6yr statements!!!

25th August 2006 - Sent Prelimary letter requesting refund - No Reply!

11th September 2006 - Sent LBA letter - No reply!!

25th September - Filed MCOL for £3521.03 plus £120 court fees

18th October 2006 - Letter from DG Solicitors asking for breakdown of costs

19th October 2006 - Sent breakdown

26th October 2006 - DG Filed defence

28th October 2006 - AQ received - have until 13th November to send back

Link to post
Share on other sites

*********WON**********WON**********

Just to let everyone know i finally got there!!!Received an offer this morning.. Cant say how much cause of confidentiality clause in it, but well worth pushing all the way..........Good luck everyone...

 

PS Plonker! All i said when i phoned was that i had had no confirmation that they had received breakdown of charges and could they con firm it had been received as over 2 weeks ago. Then had a phonecall back to say offer in the post

Link to post
Share on other sites

:D Congratulations! I've been following your progress, hope mine works out too, again, well done.

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...