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MBNA PPI Claim How far back can I claim?


Mazza954
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Hi

 

I have found CC statements dating back as far as 1997 with MBNA, there is PPI on these statements. Do you think I have any chance of getting this back as I believe it was missold at the time due to my circumstances? I think I cancelled the card in either 2002/3. Therefore the account is no longer active.

 

Not sure how to get the ball rolling if I do decide to proceed so any assistance/guidance on this matter would be really appreciated.

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there is no limit!

 

dont believe what these spoofers say on the TV and adverts

 

thats just to pull you in.

 

do it yourself too

 

never ever use a reclaims co.

 

get everything you're owed to your pocket.

 

see my sig.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...

Hi

Following a few months of inactivity, I. Feel ready to have another go at reclaiming mis sold PPI on my MBNA Credit cards. I sent a SAR to MBNA and they sent back to me details of a credit card I held with them under Virgin Money. What they did not send despite my request specifically to provide information held back as far as 1995 where any details on the cc I held from this period until 2002/3. I have many of the old statements and have provided them with the 10 digit a/c number. In any telephone conversations I have had with their call centres all staff say they have no record of the a/c number it is too short or is an archived a/c.

 

Should I have expected to receive the information regarding this a/c in the SAR?

 

Does anybody have any experience in challenging MBNA on credit cards dating back as far as 1995?

 

I truly feel I have a valid claim and as I have so many of the statements I can see what a fortune I spent each month paying for a policy for which I had no requirement.

 

Any help, assistance, guidance or recommendations greatly received.

 

Mazza954

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