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mid-claim with LloydsTSB

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Greetings all


I've successfully reclaimed money from Natwest already, but am now helping my other half with her and our accounts. Two of the charges are for a joint account we share, the others are her own current account. Total is just over £400.


They have responded to her/our first letter (pretty much the standard one from here!) with a 'final position' letter refusing to pay up, and giving info about the Financial Ombudsman. Should I now go straight to the small claims court? I'm going to be online for a bit checking the info here on the site, hoping to find out. I must be honest, I didn't expect them to give a flat 'no' - random waffling and delays seemed more likely!


Thanks to any and everyone here...




(PS found the group through Martin Lewis bloke's email)

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Hi there,


I am in mid flow with Barclays Bank. They have very kindly sent all of my statements, and I sent a breakdown totally around £ 5000.00 of charges. Giving the initial 14 days. They requested that I waited until the 24th of September for their reply. That is 10 days longer. If I do not receive my reply by today I will issue the second 14 day letter, informing them that they have already had 10 days of this !!!!


I am then prepared to take them to the small claims court, although a little scary.


Does anyone have any other suggestions on how to handle them ?



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Hi could anyone please help direct me to were i can find the letters which i can send to my bank? ive had horrendous bank charges for going over my overdraft by £1 its about we fight back were being [edit] blind!


Any help would be greatly appreciated :)

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There's another forum, the Library. There's all the info you need there. I think the one to start with is an 'initial request for repayment', or something like that. But have the next few ready to go; my bank told me to get lost within the fortnight!



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  • 6 months later...

Same sort of thing here wrote to TSB claiming just over £1000 back but got some rambling reply, basically saying no. I've wrote again to say I will be taking further action and after 3 weeks they've not bothered to reply.. Anyone know the best way to take it to court is it expensive?

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Hi, Ian,


Yes you should send your Letter Before Action then start court proceedings, Start a new thread in the Lloyds TSB Forum and keep people updated with your claims.


Coonagh, Chez and Angee,


You will all get lost in this thread, you need to have a look in your own Banks Forum, read a few threads then start one yourself.Chez, you will find what you are looking for in the Bank Templates Library.Angee, you need to start a thread in the Lloyds TSB forum and Coonagh, you should start a thread in the Barclays Forum. Remember to read all the F.A.Q.s and step-by-step instructions before going any further. There's a lot to take in but saves a lot of silly mistakes in the long run.


Best wishes with your claims.






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