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PPI insurance paid out Policy not cancelled - can i still reclaim


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Hello all,

I made an unemployment claim on a PPI policy that i had for a number of years with Barclays Insurance Dublin.

 

This paid out a monthly fee for one year as the policy stated.

 

After the claim was finished the policy was not cancelled and i have been paying the premiums for approximately one further year.

 

Obviously the policy was null and void after the claim, and no further claims could have been made.

 

I did not know that i was still paying the monthly premiums, and contacted Barclays for a refund, on the payments to a void policy.

 

They refused on the grounds that I should have cancelled the policy, not them.

 

My question here is, does anyone think that I can get back my payments?

should i go to the Ombudsman?

or should i just accept that it was only me that should have cancelled the policy and not Barclays advising me to?

 

any thoughts would be much appreciated on this matter.

regards

Dave

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just do a std PPI reclaim as detailed in my sig

 

then just deduct what they have paid out under the policy already from your total.

 

if you've not got all the statements

you'll have to SAR them.

 

i'll move this thread to the ppi forum too for you

have a read of other peoples threads with barclays too

 

get yourself upto speed first before starting the claim

but get that SAR done now if needed

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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