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Local store charges 35p for using debit cards

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I am new to this site and seem to find it a problem finding my way round the forums to find an answer to my concern about the issues of our Local store now charging 35p on any card transaction made over £5..

He appears to have decided very recently that this is to happen.. He hasn't changed his supplier for card payment machines ..and refuses to give a valid reason as to why he has given an extra charge for any card payment? be it Debit or Credit card.


Can he do this?... is he legally allowed to do this? we are all very angry at his decision..and as a local community it appears he is taking the juice and leaving the stress to the few ladies who work there..:mad2:


If anyone out there can explain in black & white if legally he can get away with this..it would be appreciated.

I am planning to take this further once I have correct information & details.. :wink:


Morgana J :-)

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Hi cannot state if their is law allowing this but you can vote with your feet.


And I apologise if you are in a village with just one store.



cannot find it A to Z





Halifax :D

Paid in full £2295


MBNA:mad: 20/03/2008 settled in full out of court


Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs


Littlewoods :-D

12/08/2007 write off £1176.10 debt.


JD Williams charges refunded in full £640

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I'm sure he can, its his store and can charge what he likes..he is basically saying, here is an item it costs xxp +35p, take it or leave it.


I assume that under £5 he wont accept it at all.


Don't forget that he does in fact inccur a charge for accepting cards, you may recall that the ant- bank charges arguemnet was that it doesnt really cost them £20-£30 to reject a payment, so using that same argument he may well claim that it does in fact cost him 35p per card transaction.


Of course large stores know that this extra cost would put off customers so they swallow the card cost themselves.



Edited by andydd
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  • 4 weeks later...

Nope, the merchants still charge me nearly 3% and hold all payments for 14 days before giving access to the funds.


Unfortunately these days cash is the only cash. :(

By day, computer and mobile phone technical support... by night home mechanic and Rover / MG enthusiast!


Cars: 1998 Rover 620ti

Computers: HP nc8430 Business Notebook, Apple iPhone 3GS 16GB

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