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    • as you mention the bpa sounds like its a scummy private car park lot blue badges mean nothing on private land anyway.............. so a failure to display something that is meaningless on private land anyway is a money grabbing scam moved to the private parking forum dx dx
    • who is it from  a council or a private parking company?
    • As per the heading, received a parking charge for failure to display a blue badge in a disabled bay on a retail park.  I am a blue badge holder, disabled/wheelchair user with a Motability vehicle. I received the charge as 'notice to keeper' I was not the driver. I don't have a valid driving license so use a carer. The notice arrived a week after the alleged incident. It states that as the 'driver' failed to pay the charge in full  hence, it is now the keepers responsibility ( the notice was dated 2 days after the alleged infringement and as no notice to driver was on the vehicle, I don't know how they expect the driver to be able to either pay or dispute the charge if they are not aware of it) Anyway, really looking for help how to reply. I cannot remember if the badge was correctly displayed or not. Photos taken of car miss a bit where I store my badge if not displayed so it would be possible to see a badge even if not 'correctly displayed" . It was a bit of a sh**ty day weather wise, gusty and raining  (as seen on the photos which reminded me of the actual day) so it is possible that badge blew to the floor as the driver was helping me out of the car into wheelchair. There is no windscreen photo showing that a PCN to "Driver" was stuck on the window either. The car park is free. There are no Parking Signs at all near the disabled bays that one could read to adhere to any terms and conditions. The whole row of disabled bays - of which are there many only state badge holders ( does not stipulate Blue Badge Holders) The notice states that the parking company is a member of the BPA and Operating in accordance with the British Parking Association's Code of Practice. The BPA, section 19.1 State that at least one parking sign should be near the disabled bays, in a position that can be easily  read by by a disabled person without leaving their car in order to decide to be bound by such terms. We returned to look for signage on the retail park and could not find one sign that was near the bays. The only sign we could find was high up on a pole but not near the bays. Someone had to get out of the car and stand on tip toes to be able to take a photo of a sign. I would be grateful if someone could help or point me in the right direction. It is now  15 days since the alleged incident and 7 days since I received the notice.
    • also just to clarify is it required that I physically post to both the county court and Evri? I read in another thread you can just email Evri a copy since they will just rescan whatever you post anyway (if they even read it)
    • I'm going to add some context here, it may or may not be different to mine, but it provides a hint around what you can expect from Overdales. My thread to read  TLDR  Lowell / Overdales lied about sending letters (I keep all mine), Admitted the default notice was faulty and made up their own, saying that's all fine, (Fake letters sent to 'prove ' it), Sent documentation that is illegible, not on letterheaded paper.  They will lie, try and make things up, try and send you offers to settle, play good cop, bad cop, all in the name of intimidating you into paying up, don't fall for it!  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Arrow/Orange disputed debt help please, wrong info registered.


HippyEllen
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I posted to another thread, but wondering if it might be better here. I really need some help with this please, as Im getting conflicting advice and Im getting very anxious about it.

(At the end is my original thread with all the information in it.)

The Orange contract was cancelled in 2004 and they seem to have reset the debt in 2006 when I contacted them after receiving a debt collectors letter. I did not aknowledge the debt during the call, in fact I rang to tell them off and said I didnt owe it throughout. So this is a lie. Im now scared to contact them again as it comes off my report in December 2012 and it would be another 6 years from now if they did.

CAB and NDL are telling me if I cant prove I sent the letter of cancellation I cant do anything and that it would be very difficult to remove. The DD was cancelled and the Orange guy said he could see I hadnt used the phone after that date, which backed up what I was saying. It was also only £47 which I can prove I had in the bank the whole time.

I have been with my bank for 10+ years and they recently refused me a credit card. After I appealed they sent me a letter saying it was because of bad credit. I have been refused last year but was told its probably because I dont have any credit so never checked. This is registered as a default level 8 and I have no other bad credit at all so it is dragging it down. I am not on the electoral roll but havent had trouble with this in the past.

How do I write to them without resetting the debt? I would like to get this removed as it is a slur on my credit history and inaccurate. Who do I take this up with? I dont know where to start.

 

 

(Previous post)

In 2001-2 I took out a 12 month contract with orange which turned into a monthly rolling contract. I cancelled the agreement in 2004 when we emmigrated by sending them a letter 6 weeks in advance and I cancelled the DD after the date I gave them for termination. I had not missed a payment during the agreement.

A debt collector arrived at my previous address (my mothers) for me in 2006 and I contacted orange to tell them this was wrong and the man I spoke to agreed he could see I hadnt tried to use the phone since the date I had cancelled it from. He said I could either pay it or send them copies of the letter. They said they hadnt had the original letter, so I resent copies of the original termination letters and heard nothing since. I refused to pay as I told them didnt owe them any money.

We have now moved back and I have just checked my credit report and it is showing this as a debt from 2006 when I spoke to Orange about it. I understand the debt was reset, but I did tell them I didnt owe them any money as I did give notice.

 

My question is, this is due to fall off my credit report in about 12 months. Do I get it removed as its false information and how do I prove now that it was cancelled, as I do not have that information any more. Or do I just wait it out even though this is affecting my need for credit now?

 

The amount is only for £47 which I guess as I was out of the 12 months contract, is the most they can ask for. I did pay the 1 months notice. I dont even know the phone number now.

I am worried about contacting them again as it will reset the debt.

Thank you

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Hi, sorry you were missed.

 

Lets get one thing sorted out now. Any admittance of a debt only restarts the Statute Barred clock-not the credit reference agency files. They filed the default in 2006. It will fall off in 2012 and nothing will stop that.

 

Why didn't they file the default in 2004? The information Commissioner has stated that defaults should be placed as soon as possible and certainly within 6 months of default. I would be asking them that question- in writing- and see what they come back with

 

As to the debt. As it is from 2004 and it is now 2011, this debt hasn't been paid for 7 years meaning that it is Statute Barred by virtue of the Limitations Act 1980 and you can tell the Debt Collector to sod off!

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