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Bank Credit Card


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Hi Guys,

 

I received a letter today as follows:

 

Joe Blog

Joes Blogs address

 

Dear Mr Blogs

 

RE: Mr Joe Blogs, Joe blogs address

 

We are attempting to contact the above named person regarding a personal matter and we have been provided with your address as a possible address for our subject.

 

If you are the person call **********

 

If however you are not the person named above please accept our apologies for this contact. If you are able to supply us with infomation on where our subject may now reside, we would welcome contact from you so we may update our records.

 

Yours sincerely.

 

I think this relates to a default on a card back in June 2006, on my credit file it says settled but then it appears again as a new debt with the same default date of June 2006 but under a new name so i assume someone bought the debt. My question is, I have not been in contact with anyone in over 5 years now, but if i offer to pay back in installments will the default still drop off in June or will it stay on once i start paying.

 

Cheers

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