Jump to content

Please note that this topic has not had any new posts for the last 3359 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi there, everyone. This is my first post on a great website.


I have been reading a few threads on defaults, as I have a couple on my credit report, and am hopeful if people can clear things up for me.


Am I right in thinking that a default notice needs to be served when an account goes into default? If so, I did not receive this for any of the defaults. Should I therefore request copies of these?


If they can't provide these, can I request that the default be removed? What's to stop them just making up notices on the spot?


Also, the debts are still owed. Can I 'broker' a deal by saying I'll pay up if the defaults are removed?


Thanks in advance for your help, guys.

Link to post
Share on other sites

I very much doubt that copies of the DNs will be held

other than as a note on records showing that they have

been sent which is all the creditor would need to state.

You must follow a process through before any attempt

can be made to remove defaults, contact the company

that placed the entries aasking for information about the

entries a CRA cannot amend or remove an entry without

their authority.

Or you can dispute the entry with the CRA and they

will contact the creditor for you.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...