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I have a bad credit history, having lost a business in 2007 and unavoidably defaulted on several accounts. My ex wife and I were advised not to attempt an IVA and to sit back and await bankruptcy - but no creditor ever took that step. I'd still be unable to settle.. However I am just about to move to a rented property and am worried about stirring things up if (when, rather) British Gas do a credit check - which I assume I'll fail but thats a separate worry. Will the credit check itself lead to other creditors obtaining the details?


I've had another property for 2 years and paid c tax and utilities OK, but no DCA chasing for some time.


Any advice anyone?

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  • 3 weeks later...

No it won't... This will not result in an information share with other people.


The only type of credit check which can result in this, is if you were to update your experian (or any other) details to get an accurate report. This information is shared.


Other than that, do't worry :-)

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