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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Being Evicted By Mortgage Express


london2012
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Dear Guys

 

i have found this website through the Bailiiff programme on ITV last week.

 

I have been given an eviction notice for next week of my property and I really do not know what to do anymore.

Im so fedup that sometimes I wish I wasnt here just to take the fears away.

 

My History with Mortgage Express is as follows:

 

My Original Mortgage was for 203k and im supposed to be paying £500 per month.

 

I have been in and out of court on numerous occasions and had eviction stopped.

 

The last time was in June where the judge gave a suspension order as i had found a new job.

 

In September the company I was working for went bust and didnt pay me for August and I havent been paid since.

I have been looking for a job since then.

 

I phoned up Mortgage Express and they said that unless I carried on paying I would be on breach of my agreement with the court.

They have not been helpful at all.

 

Recently I decided to sleep on my friends couch and rent out my property.

 

I wrote to Mortgage Express asking for permission and also sent a letter stating that I have applied for benefist as I needed to sign on and was told it took 13 weeks to process.

This was sent by recorded delivery and they did not respond.

 

I have rented out the property now and I rung the mortgage company and said I could pay £1000 per month now as this was the rent I am earning now.

They basically told me I had no right to rent my property out and they wanted the full arrears paid.

 

I explained about the letter and they said they hadnt received it even though the royal mail track and trace clearly states delivery time and date.

 

They asked for the full amount of £4850 to be paid and now due to charges my mortgage is £223k.

I have been told that I have to leave by next Thursday.

The property value is now £330k

 

I really dont know what else to do now

 

If i go back to court the judge will say that they have seen me before and I didnt keep up to date with the payments and im scared about the consequences.

 

I have now got a new job and im still sleeping on the couch and willing to do that as I have tenants that will pay for the next year.

 

I called up and asked the lender to add the arrears to the loan and they said no.

 

I really really need your advice and I hope someone can help me

 

Regards

 

Aaron

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if you have all the statements

then get reclaiming all the charges

 

not got PPI or additional insurance [like buildings ins they took out for you]

that you dont need or wanted?

 

tell us more

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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