Motor trade insurance co v Me!.. repost from insurance forum

[oddjobbob]

First ever post, so please be kind...

 

In January 2006 I was in a car accident (my fault). at the time I was in the motor trade and was insured, but the damage to the other party's car was minimal and I got it repaired for them by the professional repairshop I had used for years. They were happy with the repair... no isurance company involved, great, although I DID telephone the broker to say that I'd had an accident but wouldn't be claiming (they have no record of this, which is unsurprising as 5 1/2 years have gone by..)

 

Anyway about a year later I got a call from a no win no fee lawyer saynig that their client had whiplash. I told them I wanted nothing to do with it.

 

It went on and on, with Helphire getting involved, etc. but I stonewalled them and said I wouldn't get involved.

 

Earlier this year I got a summons from the MIB saynig thst they had paid out several thuosand pounds to the other party and that as an unisured driver I was liable!

 

I told them that I ws not and never had been an uninsured driver and gave them my details: apparently as it's the MIB the insurance company are compelled to pay the claim if I was insured with them at the time.

 

The brokers have today told me that they wouldn't e surprised if the insurance company subsequently came after me for the sun they've got to pay out.

 

Can they do this successfully?

 

Bob

 

 

 

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