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hsbc various debts to them inc managed loan


me_n_my_kids
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ive tried looking back pages but i cant see it, im sorry if im being thick and causing hassle, but i was wondering if anyone had come up with anything for these managed loans? my situation was same as most, not far off forced into it, and told blatent un-truths to force me to accept the loan. is there anything anybody thinks i could maybe be doing about this? is it possible to put it into dispute IE frozen until something is done? or should be calling CAB to get advise?

 

im sorry this was so long, but my head's completely knitted and im not sure what to do :confused:

 

thanks for reading

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scroll up now to the Consumer Action Group box with the dark blue band which says User CP...FAQ...Calendar...New Posts...Search. Click on the arrow next to search and type the words you want to search in the pop up box.

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  • 3 weeks later...

Ive not been posting recently due to some pregnanacy complications, but i thought i would let you know that HSBC replied to my prelim letter asking for £1,400 with an offer of £1,255. As the amount is so close, its coming up to chrsitmas, and a baby on the way, i have decided to accept the offer, and am sending away my acceptance by recorded delivery in the morning. I cant beleive it was as simple as one letter, im even half waiting for them to retract the offer lol.

 

thanks for the help and guidence you have given me until now, and i wish you all the best with your claims.

 

I am still going to try disputing my managed loan, so if anyone has any news or ideas on what to do about these devil accounts please count me in!! ;-)

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I hope no one minds me posting this here, but i wanted to see if anyone else had anything like this happen to them.

 

ive had some weird calls from the bank saying im behind on my managed loan account when im not in arrears at all. Then, i got a letter to the same effect with a booklet about sorting out finances, and asking me to pay up the hundred pounds im 'owing'. so ive sent an official complaint to them about it, as they said that they will share this info with credit agancies!! im so ****ed off, anyone had a similar experiance?

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Me me me except its not a managed loan, its a professional study loan, even got a letter saying I've been issued with a default notice and when I check I'm not in arrears at all! Even the guy who called me, after a while of talking said "oh i really don'tknow why I'm calling, you aren't in arrears".

 

Think they may be getting a little cheesed off hey?

 

I emailed them from the online messages section and said I'm well ****ed off so I'm awaiting a response!

 

Babs x

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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oh wow so im certainly not on my own with this then!! id love to know how they deal with your complaint Babs, let us know, wont you? im raging about this and being pregnant thats hardly good for me, so im even more annoyed ironically lol. ive had an email sayng that they are looking into my complaint and will let me know the outcome, feel like saying too fricken right you will let me know asap, i want compo!! haha

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LOL no probs, I'll let you know.....now go let down your blood pressure!

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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How bizarre. I got a call from HSBC last week saying I was behing on my managed loan. I replied by saying 'No I'm not' at which point he checked system and agreed ALL payments had been made and on time and apologised for calling, blamed system error and hung up.

 

Wonder if they called because I am currentlym trying to reclaim bank charges??????????????? Is this part of their defence tactic???????

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there was another one posted on here yesterday, I'll have a look for it

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/22777-hsbc-claim-error-my-4.html#post401191

I think what is happening is if you've registered a claim for charges they are flagging up the account in some way possibly confusing the staff who deal with collections. I went into my local bank (not my branch) to pay in a cheque the other day, the lady tapped in my details, peers at her screen for a minute or so and then stares at me like I've just been sick on her counter or something.

 

So its not just you helz.

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Ombudsman, Ombudsman, Ombudsman, repeat after me....

Ombudsman, ombudsman, ombudsman.....now what....do we just lodge a cmplaint with them?

 

Thanks in advance Bookworm

 

Babs x

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

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I refused to let them deal with my complaint in house. You are not going to get anywhere and at least if you write to the Ombudsman ( Im pretty sure) they are fined for each complaint they uphold. The Ombudsman will refer it back to them to start with but only allow a short period of time for them to resolve the issues. as per these claims they never come back to you so you revert to the Ombudsman and get some wind up their sails, are you sure you havent got any charges you can slap them for Helz?

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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I had exactly the same thing, and yes I do think its because you are claiming/claimed, I recon your account is flagged up for phonre calls, this justifies the charges. Just a hunch.

Anyway, address and contact info here

 

http://www.consumeractiongroup.co.uk/forum/post-343020.html

 

write to them and tell them the story.

It has been said that the ombudsman is beginning to wake up and show its teeth a little, lets hope this is so!

 

Crusher:D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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I had a claim upheld by the FSO in the middle of Oct(they bounced a cheque when there was enough money in the account to cover it). HSBC still havent paid the fine. Just made another call to them now & even though its only £100 I intend to make sure I get it Write to the FSO today. If enough people get onto them they will have to do something about this rubbish service

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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sorry if i am a bit slow a bank bounced one of my cheques for just over £50 and then sent me a letter saying that they had stopped my cheque according to my request !! Does this mean i can claim £100 ? and sorry what is the FSO please and what stage have to happen to get to the FSO . I haven't complained about the bounced cheque yet

:cool: sunbathing in juan les pins de temps en temps

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Hello Fantasy, great to have you on board!

 

You need to read a lot more information, take a look at the faq and other information in my signature. Take a few days to digest it all.

 

Please ask questions in a thread of your own, it makes it easier for you to get help and keeps the forum tidy.

 

Crusher :D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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If you start a new thread Fantasy I will reply on that about the bounced cheque as per your PM to me

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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Doorbell just chimed, legged it to see if it was the postman with my offer letter!!!!! Noooo, a huge bunch of flowers from manager of HSBC as an apology for the delay paying the fine. Very nice but I would rahter have me money

HSBC 1st preliminary letter £3692 10.10.06 LBA sent 24.10.06

HSBC 1st Preliminary Letter £3280 10.10.06 LBA sent 24.10.06

Capital 1 SADR 11.10.006

Halifax Visa SADR 11.10.06

CITI SADR 12.10.06

HSBC Gold card SADR 23.10.06

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omfg lol jayne!!! maybe they should consider spending that money on hiring more staff to get there jobs done at a better rate!! hope u like the flowers though lol.

any response babs to your complaint yet? ive just had standard email saying thats for getting in touch

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