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Income based JSA and MPPI


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Wonder if anyone could help here?

I was made redundant and had taken out an Mortgage Payment Protection Policy which will pay out for 12 months - directly into my bank account ( the insurers' policy to do this. ) I have been claiming Contribution Based JSA and this will be finishing in about 4 weeks' time.

After that point, am I eligible to claim Income based JSA or will my MPPI payment be classed as income?

It is to cover mortgage payments and other debts - credit cards etc , so I receive £700 per month. approx £550 of this is mortgage payment.

Can anyone advise me if this is classed as part of my means tested income or not?

I have no other income - no dependents etc.

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