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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 162 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I received a letter yesterday from equita regarding removals within 24 hrs.

 

I saw this after i got in at 1am this morning after 19hours out of the house.

 

i have looked this morning and the bailiff telephone number is incomplete so cannot call him.

 

i am panicing as it is the first letter i have received from them no warning etc as there has been previously!

 

i do not have full funds to pay them, well i can but will have nothing for the remainder of the month.

 

what can i do??

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Welcome fionas123.

 

If they call again, do not let them in the house, this is important and if you can put a mobile phone in your top pocket and record any conversation you might have with them, all the better.

 

Have you no idea who they are collecting for.

 

Have you had no paperwork at all from anyone, late payment demands or court papers ?

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it is for council tax who i have had numerous communication with regarding payments.

 

there will be no one in all day today again and i'm worried about them forcing their way in!

 

I cannot deal with anything until i get to work and i know it needs paying etc but its just whether i have to pay full straight away.

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No they can't break in unless they have been in before. Draw all the curtains etc and make sure all the doors are locked when you go to work.

 

You should contact the council today with all urgency and ask for a payment plan or start paying this off as soon as possible. If the bailiffs can't collect, the next thing will be an attachment of your earnings where you boss must by law make a deduction from you wages and pay that to the council.

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As long as you don't allow a bailiff into your and you don't have a car that he can levy upon, then not only will the bailiff fees be limited to a maximum of £42.50 but most importantly, you can make a sensible payment proposal to repay the debt by the end of the council tax year which is the end of March.

.

Problems only arise if your foolishly allow a bailiff into your home or he levies upon a car.

 

Bailiffs CANNOT force entry UNLESS he has PREVIOUSLY been into your home etc.

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As long as you don't allow a bailiff into your and you don't have a car that he can levy upon, then not only will the bailiff fees be limited to a maximum of £42.50 but most importantly, you can make a sensible payment proposal to repay the debt by the end of the council tax year which is the end of March.

.

Problems only arise if your foolishly allow a bailiff into your home or he levies upon a car.

 

Bailiffs CANNOT force entry UNLESS he has PREVIOUSLY been into your home etc.

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it is for outstanding council tax from the last year!

it is not the full amount as i was making payment to the council.

 

i am very worred about it.

 

i need to work and cannot concentrate. I

 

will make a payment of as much as i can afford its not a problem if it helps but dont even know what to say to the bailiff.

 

Do I call him??

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No ...do not speak with the bailiff...please note there is no LAW that says you have to speak with a bailiff, follow what caggers have told you and do not let him into your home. If you have a car that is not on HP and is registered to you that will be what he/she will attempt to levy upon so you much keep it well away from your home.

 

 

 

You will need to contact your Council and with pen and paper at the ready ask the following:

 

1 - how many Liability Orders they have against you

2 - how much each one is for - never take the Bailiffs figure

3 - how much is still outstanding

4 - what period of time they cover

5 - the date the LO was handed to the Bailiffs

 

when you have this info post back and the caggers will help you further

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I have already left for work and just want this sorted, my partner is going mad! Will the council allow a payment plan?

 

I note you mention partner - is this debt for somewhere you used to live and is it solely in your name?

 

PT

Please consider making a small donation to help keep this site running

 

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  • 4 months later...

HI,

I have posted on here before regarding equita bailiffs.

 

I have been dealing with this on my partners behalf and have given written permission to the council for this.

 

I got the council to set an agreement with Equita for outstanding council tax which they put in place last week

when he also rec a letter stating that a bailiff would be calling in the next week.

 

Today my partner saw saw the bailiff outside the block of flats, no letter was put through the door.

 

payment was made to equita as agreed so surely this visit should not of happened?

 

I am worried as it is too late in the day to call the council and do not want to contact equita as they will then know he saw them.

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why are you paying the bauiliffs?

 

if you can pay

 

you should be doing it to the council via

your internet banking site

 

there is no way to stop

him taking fees as he wishes if you pay the bailiff directly.

 

dx

 

old and new thread merged

 

please keep to one thread for the same debt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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HI,

I have posted on here before regarding equita bailiffs.

 

I have been dealing with this on my partners behalf and have given written permission to the council for this.

 

I got the council to set an agreement with Equita for outstanding council tax which they put in place last week

when he also rec a letter stating that a bailiff would be calling in the next week.

 

Today my partner saw saw the bailiff outside the block of flats, no letter was put through the door.

 

payment was made to equita as agreed so surely this visit should not of happened?

 

I am worried as it is too late in the day to call the council and do not want to contact equita as they will then know he saw them.

 

If they haven't tried your door, and left anything, they may even be after some other debtor, but best to keep alert in case.

We could do with some help from you.

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If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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If they haven't tried your door, and left anything, they may even be after some other debtor, but best to keep alert in case.

 

THey haven't been back today I am paying the bailiff as I paid the council and the bailiff action continued my next payment will be made Friday I have contacted the council as the agreement has not been breached and action continued

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If you are being harassed regardless of making the payments as and when due, then stop paying the bailiff NOW and start paying the Council using their online system. Write to the head of revenues and tell them this is how you will make all future payments do not ask their permission it is through their own agents disregard to the rules and regulations laid down in statute that have forced you to respond accordingly.

 

Have a look around the forum and you will see it told time and time again, the Local Authority cannot refuse payment to CT from you and they are responsible for their agents... if the bailiff calls there is no law to say you have to deal with them and if you are strong enough to disregard all the threats they will make in the realisation they are nothing more than just that ...threats, then you will get this returned to the Counsil and the bailiff will move on to his next victim.

 

WD

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