Northern debt recovery email threat

[Indebted1971]

And no it does not show on my CRA file at all.

[Indebted1971]

Actually it does show on my CRA under toothfairy finance even though it was simply a rolling monthly telephone landline agreement prior to this

[dx100uk]

tooth fairy?

they are nothing to do with phones.!

they are a payday loan co.

 

please explain the phone debt

 

if it does not show

then me thinks you dont owe!

 

dx

[Indebted1971]

I originally had a normal telephone landline account with Direct Save Telecom. I then took out an additional service for broadband and they assured me that their was no setup fee and no charge for the wireless modem then I got charged for both so that is why it was put in dispute and I moved my landline elsewhere. Fast forward a couple of months I started getting emails from Marshall Hoares saying that they had a debt assignment of this debt and all NDR send emails as well regarding the same debt quoting that their cllient is Direct Save Telecom. Whenever they email me from MH is the email address which is a non reply one is : Marshall Hoare - Anti-Fraud [email protected] via toothfairyfinance.com so that is where toothfairy seem to have come in, I presume they bought my disputed debt.

[dx100uk]

ok

pers i'd ignore all of them

 

 

bounce the emails bak

or block them

 

they'll soon give up

 

not worth the effort

they've had 2mins of your life

 

ignore them

 

dx

[locutus]

I very much doubt they would have told me before contacting the Police.

It is unlawful to let someone know that you are reporting them for fraud. It is regarded as "Tipping off" in the fraud act and proceeds of crime act and can result in a prison sentence.

 

 

Hi can anyone advise me if having a debt with a telephone line provider falls under the consumer credit act as well? Problem is I have a debt with one and I am being chase simulatanously by two DCAs for the same debt and want to use one of the template letters saying that it is against OFT guidelines.

 

Any advice much appreciated

Unfortunately, telecoms contracts are NOT credit, so the CCA doesn't come into play.

 

 

EDIT: only read page 1.

 

I would add that you should consider issuing a court claim if they have defaulted you for a disputed debt.

Edited November 2, 2011 by locutus