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DPA Letter Sent - The Clock's Ticking


bydganwil
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Letter sent today.

 

These guys owe me some seriuos money!!

 

I shall keep this thread updated with progress.....

 

Rob

 

Update: 8/4/06 Received acknowledgement of DPA request confirming a response will be made within 40 days.

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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  • 1 month later...

Any news yet?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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DPA request met 2 days before deadline!!

 

Prelimenary letter about to be sent.

 

Question: Can we claim back the £15 monthly service charge?

 

Claim looking around the £2k mark

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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If it is the proper service charge for the account that you get every month whether or not you are overdrawn, then no. If it is a charge because you have been overdrawn that month, then yes you can claim it. Hope this helps.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Cheers Caro,

 

Thats been added in thankyou very much!

 

What about interest you are charged for being overdrawn?

 

Sorry for silly questions!!

 

Rob

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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Take a look at spreadsheet in Bank Templates that Vampiress has done. That should help.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 1 month later...

Preliminary request sent today asking nicely for £2245 to be returned.

 

Fingers crossed....

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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  • 2 weeks later...

14 days are up tomorrow. LBA goes in the post Friday morning!!

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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  • 2 weeks later...

LBA was received by them yesterday (I got sidetracked). How long do they take to cough up now then?

 

I've read here that they are pretty good about the whole thing - any anecdotes etc?

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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The paid up when I made the pelim request, rather than the final LBA. You shouldn't have to wait much longer.

 

Best of luck

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Yabba Dabba Dooo!!!!

 

Thankyou Bankfodder & Co. Smile have deposited £2305.00 into my account this morning!!

 

Weel done Smile - it's a shame the others aren't playing the same game as you. I will certainly be using them in the future.

 

NatWest pay attention!

 

Also as an aside, we recently moved our joint account to Halifax. In the last two months 3 transcations have been paid without sufficient funds available. Halifax however have paid the amounts and then sent me a letter saying that they normally charge for such transactions but as we have chosen to move our account to them they will make payment without charge - yeah right!!

 

Happy Friday everyone!!!!

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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CONGRATULATIONS! That is a nice tidy sum of money. Smile really are the best of dreadful bunch.

 

If you have a moment could you fill in the Bank Charges Refunds Survey?

 

Enjoy your windfall.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Congratulations!!! Did You Claim The Debit Intrest Aswell???:idea: :|

 

Well Done:cool: :D

Smile - £2385.50 - S.A.R - (Subject Access Request) sent 31/07/2006

 

02/08/2006 - S.A.R aknowledged and passed onto relevant team (£10 taken out also today)

09/09/06 Statements recieved.

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I didn't claim the interest back - couldn't be bothered with it to be honest.

 

I'll fill in the survey at lunch time.

 

Good luck everyone!!

 

Rob

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

DPA Letter sent to NatWest (Wife) - 4/4/06

DPA Letter sent to Abbey - 4/4/06

DPA Letter sent to Smile (not) - 4/4/06

 

40 days are up on 15/5/06 - seems so far away!!!

 

£2305.00 deposited into account 4/8/2006

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If you need to add something to this thread then

 

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Please

Start your own new thread

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