Just a quick one egg

[HadEnough]

Hi I'm in the process of claiming from Egg and I'm unsure about this. This is single payment PPI

 

I've made some payments which have then been returned so I receive a £20.00 pound charge which goes onto to next payment making it £20.00 more, Do I add the PPI% of this total to my claim or just the payment for the loan - the £200.00 charge (which I will be claiming separately).

 

Thanx

[dx100uk]

charges/fees should be a separate claim

 

loan or cc?

 

 

dx

[HadEnough]

It's a loan, I'm going to claim the charges separately, it's the % of the PPI thats got me.

I know that the single payment PPI is x % of all payments, but do I claim on the whole payment when they've added a £20.00 charge, so instead of the payment being £150.00 it's £170.00 because of the charge. So instead of the PPI being say £13.00 of the payment it goes up to say £15.00?

And if you can understand what I'm saying from that then your a genius:) This is really hurting my head so I'm not 100% surer if I'm thinking straight:madgrin:

[ims21]

Hi

 

In this instance, and using your example, treat the £170 payment as two distinct items. £150 for the normal repayment of loan and PPI and £20 as the charge.

 

That way you will claim back the normal ppi payment of, in your example, £13 plus the 8% stat and in your charges claim you will claim back the £20 plus the interest at their contractual rate.

 

Regards

 

ims

[HadEnough]

Ok thanx, didn't want any doubts over my figures.

[ims21]